HSBC TravelOne Credit Card vs HDFC Diners Club Black
Which card gives you higher value? Compare annual fees, reward rates, lounge access, and milestone perks side-by-side.
HSBC Bank
★ 4.7 / 5.0
HSBC TravelOne Credit Card
Instant Airline & Hotel Loyalty Transfers Globally
HDFC Bank
★ 4.5 / 5.0
HDFC Diners Club Black
Premium Luxury, Travel & High Reward Redemption
Side-by-Side Feature Breakdown
Open Interactive Matrix →User Rating
★ 4.7 / 5.0
★ 4.5 / 5.0
Annual Fee
₹5,000 + Taxes
₹10,000 + Taxes
Fee Waiver Condition
Annual fee waived on ₹6 Lakh annual retail spends
Annual fee waived on ₹8 Lakh annual retail spends
Reward Rate
4 reward points per ₹100 on flights, travel aggregators & foreign currency (capped 50,000 points/month); 2 points per ₹100 on other spends
5 reward points per ₹150 on retail; up to 10X via HDFC SmartBuy; 2X on weekend dining
Finance APR
3.3% per month (39.6% per annum)
1.99% per month (23.88% per annum)
Welcome Offer
₹1,000 cashback + ₹3,000 PostCard voucher + 3 months EazyDiner Prime on ₹25,000 spend in 30 days
Complimentary Club Marriott, Amazon Prime & Swiggy One membership on joining
Top Perks
- • 4 reward points per ₹100 on flights, travel aggregators and foreign currency
- • 2 reward points per ₹100 on all other spends
- • Instant transfer of reward points to 16+ airline and hotel partner programs
- • 4 complimentary domestic airport lounge access visits per year
- • Unlimited complimentary airport lounge visits worldwide (primary + add-on cardholders)
- • Reduced foreign exchange mark-up fee of 2%
- • Diners Club privileges including priority check-in and luggage assistance
- • Complimentary Club Marriott membership on joining
Best Suited For
Instant Airline & Hotel Loyalty Transfers Globally
Premium Luxury, Travel & High Reward Redemption