KIWI UPI RuPay Credit Card on Air India

Yes, but only its standard rate: the KIWI UPI RuPay Credit Card gives 0.5% back on Air India, the same as most other spends.

On Air India

0.5%

Other spends

1.5%

Rank for Air India

#106 of 149

Annual fee

Free

What to know before you pay on Air India

How it works

1.5% is for scan-and-pay UPI at shops (6 Kiwis per ₹100). Online payments, which is how you pay these apps and sites, earn 0.5%. Telecom and utility bills earn nothing.

Caps & rules

6 Kiwis per ₹100 on UPI scan and pay (1.5%) and 2 Kiwis per ₹100 on online spends (0.5%), for cards issued since 4 Jul 2024.
1 Kiwi = ₹0.25, redeemed to your bank account in multiples of 500.
Monthly Kiwis capped at 1% of your credit limit.
RuPay card issued by YES Bank, used through the Kiwi app.
Lifetime free.

Reward limits

1.5% on UPI Scan & Pay (5% with Kiwi Neon): No limit

No rewards on

Fuel, telecom and utility bills, government, rent-type and other excluded MCCs listed in Kiwi's rewards policy; refunded transactions

Checked 2026-10-11 · Bank terms

Apply now Full review Compare all cards for Air India

Cards that earn more on Air India

#1
Cashback SBI Credit Card
SBI Card · ₹999 + Taxes · Max ₹2,000 per statement cycle

5%
Apply now
#2
BOBCARD Cashback Credit Card
Bank of Baroda · ₹499 + Taxes a year, or ₹49 a month · Max ₹1,875 per statement cycle

5%
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#3
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹1,500 a month

5%
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Where else the KIWI UPI RuPay Credit Card earns more

AJIO 0.5% Akasa Air 0.5% Amazon 0.5% Apollo 24|7 0.5% BigBasket 0.5% Blinkit 0.5% BookMyShow 0.5% Cleartrip 0.5%

Questions

Does the KIWI UPI RuPay Credit Card give rewards on Air India?

Yes, but only its standard rate: the KIWI UPI RuPay Credit Card gives 0.5% back on Air India, the same as most other spends.

Is there a limit on KIWI UPI RuPay Credit Card rewards?

6 Kiwis per ₹100 on UPI scan and pay (1.5%) and 2 Kiwis per ₹100 on online spends (0.5%), for cards issued since 4 Jul 2024. 1 Kiwi = ₹0.25, redeemed to your bank account in multiples of 500. Monthly Kiwis capped at 1% of your credit limit. RuPay card issued by YES Bank, used through the Kiwi app. Lifetime free.

Which credit card is best for Air India?

Cashback SBI Credit Card is the best pick for regular spending on Air India, with 5% back. The KIWI UPI RuPay Credit Card ranks #106 of 149 cards we compared, by what each returns after caps.