KIWI UPI RuPay Credit Card on Apollo 24|7
Yes, but only its standard rate: the KIWI UPI RuPay Credit Card gives 0.5% back on Apollo 24|7, the same as most other spends.
On Apollo 24|7
0.5%
Other spends
1.5%
Rank for Apollo 24|7
#97 of 149
Annual fee
Free
What to know before you pay on Apollo 24|7
How it works
1.5% is for scan-and-pay UPI at shops (6 Kiwis per ₹100). Online payments, which is how you pay these apps and sites, earn 0.5%. Telecom and utility bills earn nothing.
Caps & rules
- 6 Kiwis per ₹100 on UPI scan and pay (1.5%) and 2 Kiwis per ₹100 on online spends (0.5%), for cards issued since 4 Jul 2024.
- 1 Kiwi = ₹0.25, redeemed to your bank account in multiples of 500.
- Monthly Kiwis capped at 1% of your credit limit.
- RuPay card issued by YES Bank, used through the Kiwi app.
- Lifetime free.
Reward limits
- 1.5% on UPI Scan & Pay (5% with Kiwi Neon): No limit
No rewards on
Fuel, telecom and utility bills, government, rent-type and other excluded MCCs listed in Kiwi's rewards policy; refunded transactions
Checked 2026-10-11 · Bank terms
Cards that earn more on Apollo 24|7
-
#1
Apollo SBI Card SELECT
SBI Card · ₹1,499 + Taxes · Max ₹5,000 per statement cycle
10%
Apply now -
#2
6.67%
Apply now -
#3
YES Bank POP CLUB Credit Card
YES Bank · Free · No cap
5%
Apply now
Where else the KIWI UPI RuPay Credit Card earns more
Questions
Does the KIWI UPI RuPay Credit Card give rewards on Apollo 24|7?
Yes, but only its standard rate: the KIWI UPI RuPay Credit Card gives 0.5% back on Apollo 24|7, the same as most other spends.
Is there a limit on KIWI UPI RuPay Credit Card rewards?
6 Kiwis per ₹100 on UPI scan and pay (1.5%) and 2 Kiwis per ₹100 on online spends (0.5%), for cards issued since 4 Jul 2024. 1 Kiwi = ₹0.25, redeemed to your bank account in multiples of 500. Monthly Kiwis capped at 1% of your credit limit. RuPay card issued by YES Bank, used through the Kiwi app. Lifetime free.
Which credit card is best for Apollo 24|7?
Apollo SBI Card SELECT gives the most on Apollo 24|7, 10% back. The KIWI UPI RuPay Credit Card ranks #97 of 149 cards we compared.