HDFC Bank UPI RuPay Credit Card on Airtel
Yes. The HDFC Bank UPI RuPay Credit Card gives 0.5% back when you pay on Airtel directly, compared with 0.25% on its other spends.
On Airtel
0.5%
Other spends
0.25%
Rank for Airtel
#76 of 149
Annual fee
₹99 + GST
What to know before you pay on Airtel
Cap on Airtel
Max ₹125 a month (500 CashPoints per category)
How it works
'3% CashPoints' is 3 CashPoints per ₹100 at ₹0.25 each, so 0.75% real value on groceries and dining, 0.5% on bills and 0.25% elsewhere. Works on UPI too.
Caps & rules
- 3 CashPoints per ₹100 on groceries, supermarkets, dining and PayZapp; 2 per ₹100 on utilities; 1 per ₹100 on other spends; each tier capped at 500 CashPoints a calendar month.
- Applies to UPI and card spends.
- 1 CashPoint = ₹0.25 against the statement (min ₹500).
Reward limits
- 3 CashPoints per ₹100 on groceries, dining, supermarkets and PayZapp: max 500 CashPoints per calendar month
- 2 CashPoints per ₹100 on utilities: max 500 CashPoints per calendar month
- 1 CashPoint per ₹100 on other spends: max 500 CashPoints per calendar month
No rewards on
Rent, wallet loads, EMI, fuel, insurance, government
Checked 2026-10-11 · Bank terms
Cards that earn more on Airtel
-
#1
Airtel Axis Bank Credit Card
Axis Bank · ₹500 + Taxes
25%
Apply now -
#2
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month
10%
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#3
6.67%
Apply now
Where else the HDFC Bank UPI RuPay Credit Card earns more
Questions
Does the HDFC Bank UPI RuPay Credit Card give rewards on Airtel?
Yes. The HDFC Bank UPI RuPay Credit Card gives 0.5% back when you pay on Airtel directly, compared with 0.25% on its other spends.
Is there a limit on HDFC Bank UPI RuPay Credit Card rewards?
3 CashPoints per ₹100 on groceries, supermarkets, dining and PayZapp; 2 per ₹100 on utilities; 1 per ₹100 on other spends; each tier capped at 500 CashPoints a calendar month. Applies to UPI and card spends. 1 CashPoint = ₹0.25 against the statement (min ₹500).
Which credit card is best for Airtel?
Airtel Axis Bank Credit Card gives the most on Airtel, 25% back. The HDFC Bank UPI RuPay Credit Card ranks #76 of 149 cards we compared.