HDFC Bank UPI RuPay Credit Card on Blinkit
Yes. The HDFC Bank UPI RuPay Credit Card gives 0.75% back when you pay on Blinkit directly, compared with 0.25% on its other spends.
On Blinkit
0.75%
Other spends
0.25%
Rank for Blinkit
#100 of 149
Annual fee
₹99 + GST
What to know before you pay on Blinkit
Cap on Blinkit
Max ₹125 a month (500 CashPoints per category)
How it works
'3% CashPoints' is 3 CashPoints per ₹100 at ₹0.25 each, so 0.75% real value on groceries and dining, 0.5% on bills and 0.25% elsewhere. Works on UPI too.
Caps & rules
- 3 CashPoints per ₹100 on groceries, supermarkets, dining and PayZapp; 2 per ₹100 on utilities; 1 per ₹100 on other spends; each tier capped at 500 CashPoints a calendar month.
- Applies to UPI and card spends.
- 1 CashPoint = ₹0.25 against the statement (min ₹500).
Reward limits
- 3 CashPoints per ₹100 on groceries, dining, supermarkets and PayZapp: max 500 CashPoints per calendar month
- 2 CashPoints per ₹100 on utilities: max 500 CashPoints per calendar month
- 1 CashPoint per ₹100 on other spends: max 500 CashPoints per calendar month
No rewards on
Rent, wallet loads, EMI, fuel, insurance, government
Checked 2026-10-11 · Bank terms
Cards that earn more on Blinkit
-
#1
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month
10%
Apply now -
#2
HSBC RuPay Cashback Credit Card
HSBC Bank · 1st Year Fee: ₹499* Plus Applicable Taxes · Max ₹400 a month
10%
Apply now -
#3
Axis Bank Neo Credit Card
Axis Bank · Free · Max ₹250 a month
10%
Apply now
Where else the HDFC Bank UPI RuPay Credit Card earns more
Questions
Does the HDFC Bank UPI RuPay Credit Card give rewards on Blinkit?
Yes. The HDFC Bank UPI RuPay Credit Card gives 0.75% back when you pay on Blinkit directly, compared with 0.25% on its other spends.
Is there a limit on HDFC Bank UPI RuPay Credit Card rewards?
3 CashPoints per ₹100 on groceries, supermarkets, dining and PayZapp; 2 per ₹100 on utilities; 1 per ₹100 on other spends; each tier capped at 500 CashPoints a calendar month. Applies to UPI and card spends. 1 CashPoint = ₹0.25 against the statement (min ₹500).
Which credit card is best for Blinkit?
HSBC Live+ Credit Card gives the most on Blinkit, 10% back. The HDFC Bank UPI RuPay Credit Card ranks #100 of 149 cards we compared.