HDFC Regalia Gold Credit Card

HDFC Regalia Gold Credit Card on BPCL

No. The HDFC Regalia Gold Credit Card earns no rewards on BPCL.

On BPCL

0%

Other spends

1.25%

Rank for BPCL

#58 of 149

Annual fee

₹2,500 + Taxes

What to know before you pay on BPCL

How it works

Myntra/Nykaa assume 5X = 25 points per ₹200 at ₹0.50 each. HDFC's 5X terms don't say whether this includes the base 5 points, so the real rate may be lower. Base 5 per ₹200 = 1.25% at ₹0.50.

Caps & rules

  • 5 points per ₹200 since 15 May 2026.
  • 5X at Myntra, Nykaa, Reliance Digital and Marks & Spencer, capped at 5,000 bonus points per month (min ₹200 per transaction).
  • Grocery and insurance points capped at 2,000 per month each.
  • Max 50,000 points per cycle.
  • Point value ₹0.50 on SmartBuy flights/hotels, lower as statement credit.

Reward limits

  • 5X points at Myntra, Nykaa, Reliance Digital and Marks & Spencer: max 5,000 bonus points per month
  • Points on grocery: max 2,000 points per calendar month
  • Points on insurance: max 2,000 points per month
  • All reward points on the card: max 50,000 points per statement cycle

No rewards on

Fuel, rent, government, wallet loads, EasyEMI

Checked 2026-09-27 · Bank terms

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Questions

Does the HDFC Regalia Gold Credit Card give rewards on BPCL?

No. The HDFC Regalia Gold Credit Card earns no rewards on BPCL.

Is there a limit on HDFC Regalia Gold Credit Card rewards?

5 points per ₹200 since 15 May 2026. 5X at Myntra, Nykaa, Reliance Digital and Marks & Spencer, capped at 5,000 bonus points per month (min ₹200 per transaction). Grocery and insurance points capped at 2,000 per month each. Max 50,000 points per cycle. Point value ₹0.50 on SmartBuy flights/hotels, lower as statement credit.

Which credit card is best for BPCL?

BPCL SBI Card Octane is the best pick for regular spending on BPCL, with 6.25% back. The HDFC Regalia Gold Credit Card ranks #58 of 149 cards we compared, by what each returns after caps.

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