IDFC FIRST Classic Credit Card on BPCL
No. The IDFC FIRST Classic Credit Card earns no rewards on BPCL.
On BPCL
0%
Other spends
0.38%
Rank for BPCL
#78 of 149
Annual fee
Free
What to know before you pay on BPCL
How it works
10X (1.25%) on dining, travel and international spends and on your birthday; 3X (0.375%) on most spends; 1X on utilities, insurance and railways. Swiggy and Zomato get 10X if coded as dining.
Caps & rules
- 1X = 1 reward point per ₹200; 1 point = ₹0.25.
- 10X on dining, travel, international and birthday spends; 3X on other eligible spends and UPI; 1X on some categories.
- Points earned only on spends up to your credit limit each cycle; valid 24 months.
- 20% bonus points on hotels and 10% on flights booked in the IDFC FIRST app.
- ₹99 + GST per redemption.
- Lifetime free.
Reward limits
- Reward points on all spends: Up to your credit limit per billing cycle
No rewards on
Fuel, EMI, ATM cash withdrawals
Checked 2026-10-11 · Bank terms
Cards that earn more on BPCL
-
#1
BPCL SBI Card Octane
SBI Card · ₹1,499* Plus Applicable Taxes · Max ₹625 per statement cycle
6.25%
Apply now -
#2
Kotak Cashback+ Credit Card
Kotak Bank · ₹750 + Taxes · Max ₹750 per statement cycle
3%
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#3
Standard Chartered Super Value Titanium Credit Card
Standard Chartered · ₹750 + Taxes · Max ₹200 per statement cycle
5%
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Where else the IDFC FIRST Classic Credit Card earns more
Questions
Does the IDFC FIRST Classic Credit Card give rewards on BPCL?
No. The IDFC FIRST Classic Credit Card earns no rewards on BPCL.
Is there a limit on IDFC FIRST Classic Credit Card rewards?
1X = 1 reward point per ₹200; 1 point = ₹0.25. 10X on dining, travel, international and birthday spends; 3X on other eligible spends and UPI; 1X on some categories. Points earned only on spends up to your credit limit each cycle; valid 24 months. 20% bonus points on hotels and 10% on flights booked in the IDFC FIRST app. ₹99 + GST per redemption. Lifetime free.
Which credit card is best for BPCL?
BPCL SBI Card Octane is the best pick for regular spending on BPCL, with 6.25% back. The IDFC FIRST Classic Credit Card ranks #78 of 149 cards we compared, by what each returns after caps.