BOBCARD Premier Credit Card on Dining out
Yes. The BOBCARD Premier Credit Card gives 2.5% back when you pay on Dining out directly, compared with 0.5% on its other spends.
On Dining out
2.5%
Other spends
0.5%
Rank for Dining out
#14 of 149
Annual fee
₹1,000 + Taxes (first year free)
What to know before you pay on Dining out
Cap on Dining out
Max ₹500 per statement cycle (2,000 accelerated points, shared by travel, dining and international)
How it works
10 points per ₹100 (2.5% at ₹0.25) on travel agencies (MCC 4722, like MakeMyTrip), dining (MCC 5812) and international spends. Airline websites and food delivery apps aren't assumed to qualify. 0.5% elsewhere.
Caps & rules
- 5X (10 RP per ₹100) on travel (MCC 4722), dining (MCC 5812) and international spends, capped at 2,000 RP per statement cycle.
- 2 RP per ₹100 on other spends.
- 1 RP = ₹0.25 as cashback.
Reward limits
- 5X points (travel, dining, international): max 2,000 points (₹500) per statement cycle
No rewards on
Fuel, UPI for 5X, and the MCCs in BOBCARD's annexure
Checked 2026-10-18 · Bank terms
Cards that earn more on Dining out
-
#1
Swiggy HDFC Credit Card
HDFC Bank · ₹500 + Taxes · Max ₹1,500 per statement cycle
10%
Apply now -
#2
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month
10%
Apply now -
#3
HDFC Diners Club Black
HDFC Bank · ₹10,000 + Taxes · Max ₹2,000 a month
6.67%
Apply now
Where else the BOBCARD Premier Credit Card earns more
Questions
Does the BOBCARD Premier Credit Card give rewards on Dining out?
Yes. The BOBCARD Premier Credit Card gives 2.5% back when you pay on Dining out directly, compared with 0.5% on its other spends.
Is there a limit on BOBCARD Premier Credit Card rewards?
5X (10 RP per ₹100) on travel (MCC 4722), dining (MCC 5812) and international spends, capped at 2,000 RP per statement cycle. 2 RP per ₹100 on other spends. 1 RP = ₹0.25 as cashback.
Which credit card is best for Dining out?
Swiggy HDFC Credit Card is the best pick for regular spending on Dining out, with 10% back. The BOBCARD Premier Credit Card ranks #14 of 149 cards we compared, by what each returns after caps.