HSBC Live+ Credit Card on Dining out
Yes. The HSBC Live+ Credit Card gives 10% back when you pay on Dining out directly, compared with 1.5% on its other spends.
On Dining out
10%
Other spends
1.5%
Rank for Dining out
#2 of 149
Annual fee
Free
What to know before you pay on Dining out
Cap on Dining out
Max ₹1,200 a month (shared by all 10% categories)
How it works
Amazon/Flipkart 1.5% since 26 Jul 2026. Myntra 10% only until 31 Oct 2026. Tata CLiQ/AJIO assumed to code as 'shopping' (apparel); Nykaa, Meesho and Croma not assumed. Telecom assumed to count as utility. All 10% shares the ₹1,200 monthly cap.
Caps & rules
- 10% on dining, food delivery, grocery, shopping and utility spends, capped at ₹1,200 cashback a month; 1.5% unlimited elsewhere.
- From 26 Jul 2026 Amazon and Flipkart earn only 1.5%.
- Myntra 10% launch offer until 31 Oct 2026.
- Categories by MCC per HSBC's service guide.
Reward limits
- 10% on dining, food delivery, grocery, shopping and utilities: max ₹1,200 per month
- 1.5% on other spends (incl. Amazon and Flipkart): No limit
No rewards on
Fuel, e-wallets, rent, B2B, education, government, insurance, jewellery, gambling, tolls, cash, money transfers, wholesale clubs, hospitals
Checked 2026-10-03 · Bank terms
Other good cards for Dining out
-
#1
Swiggy HDFC Credit Card
HDFC Bank · ₹500 + Taxes · Max ₹1,500 per statement cycle
10%
Apply now -
#3
HDFC Diners Club Black
HDFC Bank · ₹10,000 + Taxes · Max ₹2,000 a month
6.67%
Apply now -
#4
Kotak Cashback+ Credit Card
Kotak Bank · ₹750 + Taxes · Max ₹750 per statement cycle
5%
Apply now
Where else the HSBC Live+ Credit Card earns more
Questions
Does the HSBC Live+ Credit Card give rewards on Dining out?
Yes. The HSBC Live+ Credit Card gives 10% back when you pay on Dining out directly, compared with 1.5% on its other spends.
Is there a limit on HSBC Live+ Credit Card rewards?
10% on dining, food delivery, grocery, shopping and utility spends, capped at ₹1,200 cashback a month; 1.5% unlimited elsewhere. From 26 Jul 2026 Amazon and Flipkart earn only 1.5%. Myntra 10% launch offer until 31 Oct 2026. Categories by MCC per HSBC's service guide.
Which credit card is best for Dining out?
Swiggy HDFC Credit Card is the best pick for regular spending on Dining out, with 10% back. The HSBC Live+ Credit Card ranks #2 of 149 cards we compared, by what each returns after caps.