HSBC Live+ Credit Card on Google Pay
Yes. The HSBC Live+ Credit Card gives 10% back when you pay on Google Pay directly, compared with 1.5% on its other spends.
On Google Pay
10%
Other spends
1.5%
Rank for Google Pay
#1 of 149
Annual fee
Free
What to know before you pay on Google Pay
Cap on Google Pay
Max ₹1,200 a month (shared by all 10% categories)
How it works
Amazon/Flipkart 1.5% since 26 Jul 2026. Myntra 10% only until 31 Oct 2026. Tata CLiQ/AJIO assumed to code as 'shopping' (apparel); Nykaa, Meesho and Croma not assumed. Telecom assumed to count as utility. All 10% shares the ₹1,200 monthly cap.
Caps & rules
- 10% on dining, food delivery, grocery, shopping and utility spends, capped at ₹1,200 cashback a month; 1.5% unlimited elsewhere.
- From 26 Jul 2026 Amazon and Flipkart earn only 1.5%.
- Myntra 10% launch offer until 31 Oct 2026.
- Categories by MCC per HSBC's service guide.
Reward limits
- 10% on dining, food delivery, grocery, shopping and utilities: max ₹1,200 per month
- 1.5% on other spends (incl. Amazon and Flipkart): No limit
No rewards on
Fuel, e-wallets, rent, B2B, education, government, insurance, jewellery, gambling, tolls, cash, money transfers, wholesale clubs, hospitals
Checked 2026-10-03 · Bank terms
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Where else the HSBC Live+ Credit Card earns more
Questions
Does the HSBC Live+ Credit Card give rewards on Google Pay?
Yes. The HSBC Live+ Credit Card gives 10% back when you pay on Google Pay directly, compared with 1.5% on its other spends.
Is there a limit on HSBC Live+ Credit Card rewards?
10% on dining, food delivery, grocery, shopping and utility spends, capped at ₹1,200 cashback a month; 1.5% unlimited elsewhere. From 26 Jul 2026 Amazon and Flipkart earn only 1.5%. Myntra 10% launch offer until 31 Oct 2026. Categories by MCC per HSBC's service guide.
Which credit card is best for Google Pay?
HSBC Live+ Credit Card ranks #1 of 149 cards we compared for Google Pay.