Axis Bank ACE Credit Card on Google Pay
Yes. The Axis Bank ACE Credit Card gives 5% back when you pay on Google Pay directly, compared with 1.5% on its other spends.
On Google Pay
5%
Other spends
1.5%
Rank for Google Pay
#3 of 149
Annual fee
₹499 + Taxes
What to know before you pay on Google Pay
Cap on Google Pay
Max ₹500 per statement cycle (shared by bills on Google Pay, Swiggy, Zomato and Ola)
How it works
Google Pay 5% only for bills and recharges paid by this card inside Google Pay on Android. Paying Airtel/Jio directly earns nothing. Instamart isn't named, so treat it as 1.5%.
Caps & rules
- 5% on bills and recharges paid through Google Pay (Android) and 4% on Swiggy, Zomato and Ola share one cap of ₹500 per statement.
- 1.5% elsewhere is uncapped.
- Axis-wide from 28 Aug 2026: no rewards on tolls; DCC markup 3.5% (2% on Magnus).
Reward limits
- 5% on bills & recharges via Google Pay and 4% on Swiggy, Zomato & Ola (one shared cap): max ₹500 per statement
- 1.5% on all other spends: No limit
No rewards on
Utility and telecom spends outside Google Pay, rent, wallet, gift cards, government, insurance, gold/jewellery, fuel, tolls (from 28 Aug 2026), EMI
Checked 2026-09-27 · Bank terms
Cards that earn more on Google Pay
-
#1
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month
10%
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#2
6.67%
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#4
IDFC FIRST Power+ Credit Card
IDFC FIRST Bank · Free
5%
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Where else the Axis Bank ACE Credit Card earns more
Questions
Does the Axis Bank ACE Credit Card give rewards on Google Pay?
Yes. The Axis Bank ACE Credit Card gives 5% back when you pay on Google Pay directly, compared with 1.5% on its other spends.
Is there a limit on Axis Bank ACE Credit Card rewards?
5% on bills and recharges paid through Google Pay (Android) and 4% on Swiggy, Zomato and Ola share one cap of ₹500 per statement. 1.5% elsewhere is uncapped. Axis-wide from 28 Aug 2026: no rewards on tolls; DCC markup 3.5% (2% on Magnus).
Which credit card is best for Google Pay?
HSBC Live+ Credit Card gives the most on Google Pay, 10% back. The Axis Bank ACE Credit Card ranks #3 of 149 cards we compared.