Axis Bank ACE Credit Card on Swiggy
Yes. The Axis Bank ACE Credit Card gives 4% back when you pay on Swiggy directly, compared with 1.5% on its other spends.
On Swiggy
4%
Other spends
1.5%
Rank for Swiggy
#15 of 149
Annual fee
₹499 + Taxes
What to know before you pay on Swiggy
Cap on Swiggy
Max ₹500 per statement cycle (shared by bills on Google Pay, Swiggy, Zomato and Ola)
How it works
Google Pay 5% only for bills and recharges paid by this card inside Google Pay on Android. Paying Airtel/Jio directly earns nothing. Instamart isn't named, so treat it as 1.5%.
Caps & rules
- 5% on bills and recharges paid through Google Pay (Android) and 4% on Swiggy, Zomato and Ola share one cap of ₹500 per statement.
- 1.5% elsewhere is uncapped.
- Axis-wide from 28 Aug 2026: no rewards on tolls; DCC markup 3.5% (2% on Magnus).
Reward limits
- 5% on bills & recharges via Google Pay and 4% on Swiggy, Zomato & Ola (one shared cap): max ₹500 per statement
- 1.5% on all other spends: No limit
No rewards on
Utility and telecom spends outside Google Pay, rent, wallet, gift cards, government, insurance, gold/jewellery, fuel, tolls (from 28 Aug 2026), EMI
Checked 2026-09-27 · Bank terms
Cards that earn more on Swiggy
-
#1
Swiggy HDFC Credit Card
HDFC Bank · ₹500 + Taxes · Max ₹1,500 per statement cycle
10%
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#2
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month
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#3
HSBC RuPay Cashback Credit Card
HSBC Bank · 1st Year Fee: ₹499* Plus Applicable Taxes · Max ₹400 a month
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Where else the Axis Bank ACE Credit Card earns more
Questions
Does the Axis Bank ACE Credit Card give rewards on Swiggy?
Yes. The Axis Bank ACE Credit Card gives 4% back when you pay on Swiggy directly, compared with 1.5% on its other spends.
Is there a limit on Axis Bank ACE Credit Card rewards?
5% on bills and recharges paid through Google Pay (Android) and 4% on Swiggy, Zomato and Ola share one cap of ₹500 per statement. 1.5% elsewhere is uncapped. Axis-wide from 28 Aug 2026: no rewards on tolls; DCC markup 3.5% (2% on Magnus).
Which credit card is best for Swiggy?
Swiggy HDFC Credit Card gives the most on Swiggy, 10% back. The Axis Bank ACE Credit Card ranks #15 of 149 cards we compared.