HSBC RuPay Cashback Credit Card on Dining out
Yes. The HSBC RuPay Cashback Credit Card gives 10% back when you pay on Dining out directly, compared with 1% on its other spends.
On Dining out
10%
Other spends
1%
Rank for Dining out
#9 of 149
Annual fee
1st Year Fee: ₹499* Plus Applicable Taxes
What to know before you pay on Dining out
Cap on Dining out
Max ₹400 a month (total cashback on the card)
How it works
10% on food delivery and grocery apps, but the whole card caps at ₹400 cashback a month (≈₹4,000 of 10% spends). Zero forex markup until 31 December 2026, but international spends earn no cashback.
Caps & rules
- 10% on dining, food delivery and grocery; 1% elsewhere; total cashback capped at ₹400 a month.
- Works on UPI.
- 0% forex markup until 31 Dec 2026.
Reward limits
- 10% on dining, food delivery and grocery, and 1% elsewhere (total): max ₹400 per month
No rewards on
Fuel, e-wallets, rent, B2B, education, government, insurance, jewellery, gambling, tolls, cash, money transfers, wholesale clubs, hospitals
Checked 2026-10-03 · Bank terms
Other good cards for Dining out
-
#1
Swiggy HDFC Credit Card
HDFC Bank · ₹500 + Taxes · Max ₹1,500 per statement cycle
10%
Apply now -
#2
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month
10%
Apply now -
#3
HDFC Diners Club Black
HDFC Bank · ₹10,000 + Taxes · Max ₹2,000 a month
6.67%
Apply now
Where else the HSBC RuPay Cashback Credit Card earns more
Questions
Does the HSBC RuPay Cashback Credit Card give rewards on Dining out?
Yes. The HSBC RuPay Cashback Credit Card gives 10% back when you pay on Dining out directly, compared with 1% on its other spends.
Is there a limit on HSBC RuPay Cashback Credit Card rewards?
10% on dining, food delivery and grocery; 1% elsewhere; total cashback capped at ₹400 a month. Works on UPI. 0% forex markup until 31 Dec 2026.
Which credit card is best for Dining out?
Swiggy HDFC Credit Card is the best pick for regular spending on Dining out, with 10% back. The HSBC RuPay Cashback Credit Card ranks #9 of 149 cards we compared, by what each returns after caps.