PNB LUXURA Visa Credit Card on Dining out
Yes. The PNB LUXURA Visa Credit Card gives 3% back when you pay on Dining out directly, compared with 1% on its other spends.
On Dining out
3%
Other spends
1%
Rank for Dining out
#8 of 149
Annual fee
Free
What to know before you pay on Dining out
How it works
1% everywhere (4 points per ₹100) and 3% on travel and dining (3X), at ₹0.25 a point.
Caps & rules
- 4 reward points per ₹100; 3X (12 per ₹100) on travel and dining.
- 4 points = ₹1.
- 20,000 points welcome on ₹50,000 spend in 90 days; 10,000 at ₹5 Lakh annual spend.
- ₹4,999 joining and ₹1,999 annual fee, waived at ₹6 Lakh.
No rewards on
Fuel, rent, wallet loads, government payments
Checked 2026-10-11 · Bank terms
Cards that earn more on Dining out
-
#1
Swiggy HDFC Credit Card
HDFC Bank · ₹500 + Taxes · Max ₹1,500 per statement cycle
10%
Apply now -
#2
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month
10%
Apply now -
#3
HDFC Diners Club Black
HDFC Bank · ₹10,000 + Taxes · Max ₹2,000 a month
6.67%
Apply now
Where else the PNB LUXURA Visa Credit Card earns more
Questions
Does the PNB LUXURA Visa Credit Card give rewards on Dining out?
Yes. The PNB LUXURA Visa Credit Card gives 3% back when you pay on Dining out directly, compared with 1% on its other spends.
Is there a limit on PNB LUXURA Visa Credit Card rewards?
4 reward points per ₹100; 3X (12 per ₹100) on travel and dining. 4 points = ₹1. 20,000 points welcome on ₹50,000 spend in 90 days; 10,000 at ₹5 Lakh annual spend. ₹4,999 joining and ₹1,999 annual fee, waived at ₹6 Lakh.
Which credit card is best for Dining out?
Swiggy HDFC Credit Card is the best pick for regular spending on Dining out, with 10% back. The PNB LUXURA Visa Credit Card ranks #8 of 149 cards we compared, by what each returns after caps.