Kotak League Platinum Credit Card on School & college fees

How it works

Special categories 8 per ₹150 (0.53%); everything else 4 per ₹150 (0.27%) until ₹2 Lakh a year, then 0.53%.

Caps & rules

• 8 Reward Points per ₹150 on special categories (travel agencies, airlines, electronics, durable goods, department stores); 4 per ₹150 elsewhere until ₹2 Lakh annual spend, then 8 everywhere.
• ₹0.10 per point for vouchers/recharges; ₹0.07 to ₹0.10 as cash value (min 2,000 points).
• 5,000 points on joining.

Reward limits

• 4 to 8 points per ₹150: No limit
• Points on utility bills: Only on the first ₹35,000 per statement cycle

No rewards on

From 1 Jun 2025: wallet loads, online skill gaming, insurance, government, rent, education and fuel earn nothing; utility spends earn only up to ₹35,000 per statement cycle