Kotak League Platinum Credit Card
Fees
Free
Joining & annual
1st year freeReward Rate
8X Reward Points per ₹150 on special categories; 4X Reward Points per ₹150 on other spends
Welcome Bonus
4 free PVR movie tickets or 10,000 Reward Points every 6 months on ₹1.25 Lakh spends
Lounge
No Lounge Access
Our Expert Take
Kotak League Platinum is a solid everyday rewards card with an easy fee waiver: just ₹50,000 in annual spend keeps it free, and 8X points on categories like airlines, travel and electronics adds up quickly. The milestone reward of 4 free PVR tickets or 10,000 points every 6 months is a nice touch for regular spenders.
Reward limits
Checked 28 Sep 2026 · Bank terms
-
4 to 8 points per ₹150
No limit -
Points on utility bills
Only on the first ₹35,000 per statement cycle
No rewards on: Wallet loads, online gaming, insurance, government, rent, education, fuel
Where this card earns most
Paying directly in the app or site · 0.27% on other spends
Pros & Cons
Key Advantages
- Fee waived on a low ₹50,000 annual spend threshold
- 8X Reward Points per ₹150 on special categories (airlines, travel, electronics, departmental stores)
- Milestone offer: 4 free PVR movie tickets or 10,000 Reward Points every 6 months on ₹1.25 Lakh spends
- 1% fuel surcharge waiver and railway booking surcharge waiver
- Zero lost card liability protection up to ₹1,25,000
Limitations
- Does not offer complimentary airport lounge access
- Wallet loads, fuel, rent, insurance, government, and education spends yield no reward points
- 8X reward point rate on general spends requires crossing ₹2 Lakh annual spend threshold
Key Perks & Spending Milestones
8X Reward Points per ₹150 spent on airlines, electronics, durable goods, and departmental stores
4X Reward Points per ₹150 spent on all other eligible retail transactions
4 free PVR movie tickets or 10,000 bonus Reward Points on spending ₹1,25,000 every 6 months
1% fuel surcharge waiver on transactions between ₹500 and ₹4,000 (capped at ₹3,500/year)
Railway surcharge waiver up to ₹500 per year on IRCTC and railway counter bookings
Fraud liability protection up to ₹1,25,000 against card loss or theft
Spend milestone
Earn 4 free PVR movie tickets or 10,000 bonus Reward Points every 6 months upon hitting ₹1,25,000 in net spends
Fees & Charges
Joining fee
Free
Annual fee
Free 1st year free
Annual fee of ₹500 waived on ₹50,000 annual retail spends
Interest rate
3.75% per month (45% per annum)
Late payment fee
up_to_100: Nil; 101_to_500: ₹100; 501_to_1000: ₹500; 1001_to_5000: ₹600; 5001_to_10000: ₹750; 10001_to_25000: ₹900; 25001_to_50000: ₹1,100; above_50000: ₹1,300
Insurance & Protection Benefits
Eligibility Criteria
salaried minimum income
₹20,000 per month
self employed ITR
₹3 Lakh per annum
age
21 to 65 years
Credit score & income
Fair to Good (700+)
Frequently Asked Questions
Did Kotak League Platinum's reward value change recently?
What's the reward rate on Kotak League Platinum?
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Compare Kotak League Platinum Credit Card With Similar Cards
| Card | Annual Fee | Reward Rate | Lounge Access | Rating |
|---|---|---|---|---|
| Kotak League Platinum Credit Card This Card | Free | 8X Reward Points per ₹150 on special categories; 4X Reward Points... | No Lounge Access | 4.3/5 |
| YES Bank POP CLUB Credit Card | Free | 10 POPcoins per ₹100 online spends; 2 POPcoins per ₹100 offline... | No Lounge Access | 4.8/5 |
| RBL Bank ShopRite Credit Card | Free | 20 Reward Points per ₹100 spent on groceries (~5% return); 1... | No Lounge Access | 4.6/5 |
| Flipkart Axis Bank Credit Card | ₹500 + Taxes | 7.5% cashback on Myntra (capped ₹4,000/quarter); 5% on Flipkart &... | No Lounge Access (Discontinued Jun 2025) | 4.5/5 |