Flipkart Axis Bank Credit Card
Fees
₹500 + Taxes
Joining & AnnualReward Rate
7.5% cashback on Myntra (capped ₹4,000/quarter); 5% on Flipkart & Cleartrip (capped ₹4,000/quarter each); 4% on Swiggy, Uber, PVR & Cult.fit; 1% on other spends
Welcome Bonus
₹500 Flipkart joiner e-voucher + up to ₹600 worth of merchant activation offers
Lounge Access
No Lounge Access (Discontinued Jun 2025)
FindMyCard Expert Take
Flipkart Axis Bank Card is a straightforward pick for regular Flipkart and Myntra shoppers: 7.5% cashback on Myntra, 5% on Flipkart and Cleartrip, plus 4% at partner brands like Swiggy and Uber, each capped per quarter. Airport lounge access was discontinued in June 2025, so this is now a pure shopping-cashback card rather than a hybrid travel perk.
Pros & Cons
Key Advantages
- 7.5% cashback on Myntra, capped at ₹4,000 per quarter
- 5% cashback on Flipkart and Cleartrip, capped at ₹4,000 per quarter each
- 4% cashback on Swiggy, Uber, PVR and Cult.fit
Limitations
- No airport lounge access — this benefit was discontinued in June 2025
- No cashback on fuel, wallet loads, or EMI transactions
- No reward-point option for travelers who prefer airline miles over cashback
Editorial Verdict
The Flipkart Axis Bank Credit Card is ideally suited for regular flipkart shoppers & e-commerce spenders. If you want 7.5% cashback on myntra (capped ₹4,000/quarter); 5% on flipkart & cleartrip (capped ₹4,000/quarter each); 4% on swiggy, uber, pvr & cult.fit; 1% on other spends, this card delivers real value. The ₹500 + taxes is easily offset by the card's perks if you use it regularly. You'll generally need Good (720+), Salaried minimum income ₹15,000/month credit to be approved.
Key Perks & Spending Milestones
5% cashback on Flipkart, capped at ₹4,000 per quarter
4% cashback on Swiggy, Uber, PVR and Cult.fit; Cleartrip and Myntra get 5% and 7.5% respectively
1% cashback on all other online and offline spends
No airport lounge access (discontinued June 2025)
1% fuel surcharge waiver valid across all computerized pumps in India for transaction sizes ₹400–₹4,000
🚀 Milestone Spends Timeline
Annual card fee reversed for the subsequent year upon reaching ₹3,50,000 cumulative spends
Fees & Charging Rates
Annual Fee Waivers
₹500 + Taxes
💡 Annual fee waived on ₹3.5 Lakh annual retail spends
Regular Interest Charges
3.6% per month (43.2% per annum)
📅 Late Payment Fee Penalty Tiers
| Outstanding Balance Amount | Late Payment Fee Penalty |
|---|---|
| 501 to 1000 | ₹500 |
| 1001 to 5000 | ₹600 |
| 5001 to 10000 | ₹750 |
| 10001 to 25000 | ₹900 |
| 25001 to 50000 | ₹1,100 |
| above 50000 | ₹1,300 |
Insurance & Protection Benefits
Eligibility Criteria
salaried minimum income
₹15,000 per month
Compare Flipkart Axis Bank Credit Card With Similar Cards
| Card | Annual Fee | Reward Rate | Lounge Access | Rating |
|---|---|---|---|---|
| Flipkart Axis Bank Credit Card This Card | ₹500 + Taxes | 7.5% cashback on Myntra (capped ₹4,000/quarter); 5% on Flipkart &... | No Lounge Access (Discontinued Jun 2025) | 4.5/5 |
| YES Bank POP CLUB Credit Card | Free | 10 POPcoins per ₹100 online spends; 2 POPcoins per ₹100 offline... | No Lounge Access | 4.8/5 |
| RBL Bank ShopRite Credit Card | Free | 20 Reward Points per ₹100 spent on groceries (~5% return); 1... | No Lounge Access | 4.6/5 |
| Swiggy HDFC Credit Card | ₹500 + Taxes | 10% cashback on Swiggy app; 5% on online shopping across 1000+ top... | No Lounge Access | 4.4/5 |