Flipkart Axis Bank Credit Card
Fees
₹500 + Taxes
Joining & annual
Reward Rate
7.5% cashback on Myntra (capped ₹4,000/quarter); 5% on Flipkart & Cleartrip (capped ₹4,000/quarter each); 4% on Swiggy, Uber, PVR & Fitpass; 1% on other spends
Welcome Bonus
₹500 Flipkart joiner e-voucher + up to ₹600 worth of merchant activation offers
Lounge
No Lounge Access (Discontinued Jun 2025)
Our Expert Take
Flipkart Axis Bank Card is a straightforward pick for regular Flipkart and Myntra shoppers: 7.5% cashback on Myntra, 5% on Flipkart and Cleartrip, plus 4% at partner brands like Swiggy and Uber, each capped per quarter. Airport lounge access was discontinued in June 2025, so this is now a pure shopping-cashback card rather than a hybrid travel perk.
Reward limits
Checked 27 Sep 2026 · Bank terms
-
7.5% on Myntra
Max ₹4,000 per statement quarter
Reached after about ₹53,300 of spend
-
5% on Flipkart
Max ₹4,000 per statement quarter
Reached after about ₹80,000 of spend
-
5% on Cleartrip
Max ₹4,000 per statement quarter
Reached after about ₹80,000 of spend
-
4% at Swiggy (food delivery), Uber, PVR and Fitpass
No limit -
1% on other spends
No limit
No rewards on: Utilities & telecom (except the card's own bill channel), rent, wallet, gift cards, government, insurance, gold/jewellery, fuel, tolls (from 28 Aug 2026), EMI
Where this card earns most
Paying directly in the app or site · 1% on other spends
Pros & Cons
Key Advantages
- 7.5% cashback on Myntra, capped at ₹4,000 per quarter
- 5% cashback on Flipkart and Cleartrip, capped at ₹4,000 per quarter each
- 4% cashback on Swiggy food delivery, Uber, PVR and Fitpass
Limitations
- No airport lounge access — this benefit was discontinued in June 2025
- No cashback on fuel, wallet loads, or EMI transactions
- No reward-point option for travelers who prefer airline miles over cashback
Key Perks & Spending Milestones
5% cashback on Flipkart, capped at ₹4,000 per quarter
4% cashback on Swiggy food delivery, Uber, PVR and Fitpass; Cleartrip and Myntra get 5% and 7.5% respectively
1% cashback on all other online and offline spends
No airport lounge access (discontinued June 2025)
1% fuel surcharge waiver valid across all computerized pumps in India for transaction sizes ₹400–₹4,000
Spend milestone
Annual card fee reversed for the subsequent year upon reaching ₹3,50,000 cumulative spends
Fees & Charges
Joining fee
₹500 + Taxes
Annual fee
₹500 + Taxes
Annual fee waived on ₹3.5 Lakh annual retail spends
Interest rate
3.6% per month (43.2% per annum)
Late payment fee
- ₹501 to ₹1,000
- ₹500
- ₹1,001 to ₹5,000
- ₹600
- ₹5,001 to ₹10,000
- ₹750
- ₹10,001 to ₹25,000
- ₹900
- ₹25,001 to ₹50,000
- ₹1,100
- Above ₹50,000
- ₹1,300
Insurance & Protection Benefits
Eligibility Criteria
salaried minimum income
₹15,000 per month
Credit score & income
Good (720+), Salaried minimum income ₹15,000/month
Frequently Asked Questions
Does Flipkart Axis Bank Credit Card still offer lounge access?
What's the current cashback structure on Flipkart Axis Bank Credit Card?
Is Flipkart Axis Bank Credit Card good for online shopping?
Compare Flipkart Axis Bank Credit Card With Similar Cards
| Card | Annual Fee | Reward Rate | Lounge Access | Rating |
|---|---|---|---|---|
| Flipkart Axis Bank Credit Card This Card | ₹500 + Taxes | 7.5% cashback on Myntra (capped ₹4,000/quarter); 5% on Flipkart &... | No Lounge Access (Discontinued Jun 2025) | 4.5/5 |
| YES Bank POP CLUB Credit Card | Free | 10 POPcoins per ₹100 online spends; 2 POPcoins per ₹100 offline... | No Lounge Access | 4.8/5 |
| RBL Bank ShopRite Credit Card | Free | 20 Reward Points per ₹100 spent on groceries (~5% return); 1... | No Lounge Access | 4.6/5 |
| Swiggy HDFC Credit Card | ₹500 + Taxes | 10% cashback on Swiggy Food, Instamart & Dineout orders above ₹249... | No Lounge Access | 4.4/5 |