Flipkart Axis Bank Credit Card on Electricity bills
No. The Flipkart Axis Bank Credit Card earns no rewards on Electricity bills.
On Electricity bills
0%
Other spends
1%
Rank for Electricity bills
#131 of 149
Annual fee
₹500 + Taxes
What to know before you pay on Electricity bills
How it works
Swiggy 4% is food delivery only (Instamart and Genie earn 1%). Flipkart excludes Flipkart Health and gift cards. Telecom and utility bills earn nothing. PVR INOX earns 4% as a preferred merchant.
Caps & rules
- Myntra 7.5%, Flipkart 5% and Cleartrip 5%, each capped at ₹4,000 cashback per statement quarter.
- 4% at preferred merchants (Swiggy food delivery, Uber, PVR, Fitpass) and 1% elsewhere are uncapped.
- Axis-wide from 28 Aug 2026: no rewards on tolls; DCC markup 3.5% (2% on Magnus).
Reward limits
- 7.5% on Myntra: max ₹4,000 per statement quarter
- 5% on Flipkart: max ₹4,000 per statement quarter
- 5% on Cleartrip: max ₹4,000 per statement quarter
- 4% at Swiggy (food delivery), Uber, PVR and Fitpass: No limit
- 1% on other spends: No limit
No rewards on
Utilities & telecom (except the card's own bill channel), rent, wallet, gift cards, government, insurance, gold/jewellery, fuel, tolls (from 28 Aug 2026), EMI
Checked 2026-09-27 · Bank terms
Cards that earn more on Electricity bills
-
#1
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹1,500 a month
10%
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#2
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month
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#3
BOBCARD Cashback Credit Card
Bank of Baroda · ₹499 + Taxes a year, or ₹49 a month · Max ₹1,875 per statement cycle
5%
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Where else the Flipkart Axis Bank Credit Card earns more
Questions
Does the Flipkart Axis Bank Credit Card give rewards on Electricity bills?
No. The Flipkart Axis Bank Credit Card earns no rewards on Electricity bills.
Is there a limit on Flipkart Axis Bank Credit Card rewards?
Myntra 7.5%, Flipkart 5% and Cleartrip 5%, each capped at ₹4,000 cashback per statement quarter. 4% at preferred merchants (Swiggy food delivery, Uber, PVR, Fitpass) and 1% elsewhere are uncapped. Axis-wide from 28 Aug 2026: no rewards on tolls; DCC markup 3.5% (2% on Magnus).
Which credit card is best for Electricity bills?
PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Electricity bills, with 10% back. The Flipkart Axis Bank Credit Card ranks #131 of 149 cards we compared, by what each returns after caps.