ICICI Amazon Pay Credit Card on Electricity bills
Yes. The ICICI Amazon Pay Credit Card gives 2% back when you pay on Electricity bills directly, compared with 1% on its other spends.
On Electricity bills
2%
Other spends
1%
Rank for Electricity bills
#14 of 149
Annual fee
Free
What to know before you pay on Electricity bills
Cap on Electricity bills
No cap
How it works
Amazon 5% needs Prime (3% otherwise). Paying through Amazon Pay at partner apps like Swiggy or BookMyShow earns 2%, but paying the card directly there earns 1%. Bills and recharges paid outside Amazon earn nothing since Oct 2025 (telecom assumed to count as utility). Electricity 2% when paid through Amazon Pay bills on Amazon; nothing elsewhere.
Caps & rules
- 5% on Amazon.in for Prime members (3% without Prime), excluding gold coins and flight/hotel bookings via Amazon Pay.
- 2% on digital categories, when paying with Amazon Pay at partner merchants, and on physical gift cards.
- 1% elsewhere.
- All uncapped, credited as Amazon Pay balance.
- From 11 Oct 2025: no rewards on education, international spends or utility bills paid outside Amazon.
Reward limits
- 5% on Amazon (Prime), 3% (non-Prime), 2% on Amazon Pay partners, 1% elsewhere: No limit
No rewards on
Fuel, gold/silver/precious metals, tax payments, rent, EMI, education, international spends, utilities outside Amazon
Checked 2026-09-28 · Bank terms
Cards that earn more on Electricity bills
-
#1
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹1,500 a month
10%
Apply now -
#2
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month
10%
Apply now -
#3
BOBCARD Cashback Credit Card
Bank of Baroda · ₹499 + Taxes a year, or ₹49 a month · Max ₹1,875 per statement cycle
5%
Apply now
Where else the ICICI Amazon Pay Credit Card earns more
Questions
Does the ICICI Amazon Pay Credit Card give rewards on Electricity bills?
Yes. The ICICI Amazon Pay Credit Card gives 2% back when you pay on Electricity bills directly, compared with 1% on its other spends.
Is there a limit on ICICI Amazon Pay Credit Card rewards?
5% on Amazon.in for Prime members (3% without Prime), excluding gold coins and flight/hotel bookings via Amazon Pay. 2% on digital categories, when paying with Amazon Pay at partner merchants, and on physical gift cards. 1% elsewhere. All uncapped, credited as Amazon Pay balance. From 11 Oct 2025: no rewards on education, international spends or utility bills paid outside Amazon.
Which credit card is best for Electricity bills?
PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Electricity bills, with 10% back. The ICICI Amazon Pay Credit Card ranks #14 of 149 cards we compared, by what each returns after caps.