ICICI Amazon Pay Credit Card
Fees
Free
Joining & annual
1st year freeReward Rate
5% on Amazon (Prime members); 3% (non-Prime); 2% on Amazon Pay merchants; 1% everywhere else
Welcome Bonus
Up to ₹2,000 in Amazon Pay balance + lifestyle vouchers (EazyDiner, Ixigo) on joining
Lounge
No Lounge Access
Our Expert Take
This is one of the easiest recommendations on our list for anyone who already shops on Amazon regularly. Zero annual fee, 5% cashback for Prime members, and the cashback lands straight in your Amazon Pay balance with no vouchers or point conversions to deal with.
Reward limits
Checked 28 Sep 2026 · Bank terms
-
5% on Amazon (Prime), 3% (non-Prime), 2% on Amazon Pay partners, 1% elsewhere
No limit
No rewards on: Fuel, gold and precious metals, tax payments, rent, EMI, education, international spends, utility bills paid outside Amazon
Where this card earns most
Paying directly in the app or site · 1% on other spends
Pros & Cons
Key Advantages
- Zero annual fee, genuinely lifetime free
- 5% cashback on Amazon for Prime members
- Up to ₹2,000 Amazon Pay balance + EazyDiner & Ixigo vouchers on joining
- 2% cashback on 100+ Amazon Pay partner merchants
- Cashback credited directly to Amazon Pay balance, with no minimum redemption threshold
Limitations
- Only 1% cashback on non-Amazon/non-Amazon Pay spends
- Best value tied to an Amazon Prime subscription
- No lounge access benefits
- Purely cashback, with no travel miles or reward point option
Key Perks & Spending Milestones
5% cashback on all Amazon.in purchases (Amazon Prime members)
3% cashback on all Amazon.in purchases (non-Prime members)
2% cashback at 100+ Amazon Pay merchant partners
1% cashback on all other spends
No annual or renewal fee, genuinely lifetime free
Cashback credited directly to Amazon Pay balance
1% fuel surcharge waiver on fuel transactions
Contactless payment via tap & pay
EMI options on Amazon purchases
Up to ₹2,000 welcome value: Amazon Pay balance + lifestyle vouchers (EazyDiner, Ixigo) on card joining
Spend milestone
Bonus reward points on spending ₹50,000 annually
Spend milestone
1% Fuel Surcharge Waiver up to ₹250/month across all fuel stations
Fees & Charges
Joining fee
Free
Annual fee
Free 1st year free
No annual fee ever
Interest rate
3.40% per month (40.8% per annum)
Late payment fee
Nil for balance up to ₹500; ₹400 for ₹501-₹5,000; ₹600 for ₹5,001-₹10,000; ₹800 for balance above ₹10,000.
Insurance & Protection Benefits
Eligibility Criteria
age
23 to 60 years
nationality
Resident Indian
Credit score & income
Fair to Good (700+), Age 23–60
Frequently Asked Questions
What's the cashback rate on ICICI Amazon Pay Credit Card?
Are there new fees on this card in 2026?
Does ICICI Amazon Pay Credit Card have an annual fee?
Compare ICICI Amazon Pay Credit Card With Similar Cards
| Card | Annual Fee | Reward Rate | Lounge Access | Rating |
|---|---|---|---|---|
| ICICI Amazon Pay Credit Card This Card | Free | 5% on Amazon (Prime members); 3% (non-Prime); 2% on Amazon Pay... | No Lounge Access | 4.5/5 |
| Cashback SBI Credit Card | ₹999 + Taxes | 5% cashback on online spends, capped ₹2,000/statement cycle; 1%... | No Lounge Access | 4.7/5 |
| KIWI UPI RuPay Credit Card | Free | Up to 5% cashback on UPI spends via Kiwi Neon program (1.5% base... | Domestic (Neon Spend Milestones) | 4.7/5 |
| Axis Bank ACE Credit Card | ₹499 + Taxes | 5% cashback on Google Pay utilities; 4% on Swiggy, Zomato & Ola;... | 4 Domestic/yr | 4.6/5 |