HPCL ICICI Coral Credit Card on Electricity bills
Yes, but only its standard rate: the HPCL ICICI Coral Credit Card gives 0.25% back on Electricity bills, the same as most other spends.
On Electricity bills
0.25%
Other spends
0.5%
Rank for Electricity bills
#96 of 149
Annual fee
₹199 + Taxes
What to know before you pay on Electricity bills
How it works
3.5% at HPCL pumps (2.5% cashback, max ₹100 a month, plus 1% surcharge waiver). About 0.5% on other spends. HPCL: 2.5% cashback up to ₹100 a month, plus the 1% surcharge waiver.
Caps & rules
- 2.5% cashback on HPCL fuel (min ₹500 per transaction), capped at ₹100 a month, plus a 1% fuel surcharge waiver.
- 2 points per ₹100 on retail purchases, 1 per ₹100 on utilities and insurance.
- Points worth about ₹0.25.
Reward limits
- 2.5% cashback on HPCL fuel: max ₹100 per month
No rewards on
Fuel (other than the HPCL cashback), rent, wallet loads, government payments
Checked 2026-10-11 · Bank terms
Cards that earn more on Electricity bills
-
#1
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹1,500 a month
10%
Apply now -
#2
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month
10%
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#3
BOBCARD Cashback Credit Card
Bank of Baroda · ₹499 + Taxes a year, or ₹49 a month · Max ₹1,875 per statement cycle
5%
Apply now
Where else the HPCL ICICI Coral Credit Card earns more
Questions
Does the HPCL ICICI Coral Credit Card give rewards on Electricity bills?
Yes, but only its standard rate: the HPCL ICICI Coral Credit Card gives 0.25% back on Electricity bills, the same as most other spends.
Is there a limit on HPCL ICICI Coral Credit Card rewards?
2.5% cashback on HPCL fuel (min ₹500 per transaction), capped at ₹100 a month, plus a 1% fuel surcharge waiver. 2 points per ₹100 on retail purchases, 1 per ₹100 on utilities and insurance. Points worth about ₹0.25.
Which credit card is best for Electricity bills?
PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Electricity bills, with 10% back. The HPCL ICICI Coral Credit Card ranks #96 of 149 cards we compared, by what each returns after caps.