HPCL ICICI Coral Credit Card

HPCL ICICI Coral Credit Card on Insurance premiums

Yes, but only its standard rate: the HPCL ICICI Coral Credit Card gives 0.25% back on Insurance premiums, the same as most other spends.

On Insurance premiums

0.25%

Other spends

0.5%

Rank for Insurance premiums

#74 of 149

Annual fee

₹199 + Taxes

What to know before you pay on Insurance premiums

How it works

3.5% at HPCL pumps (2.5% cashback, max ₹100 a month, plus 1% surcharge waiver). About 0.5% on other spends. HPCL: 2.5% cashback up to ₹100 a month, plus the 1% surcharge waiver.

Caps & rules

  • 2.5% cashback on HPCL fuel (min ₹500 per transaction), capped at ₹100 a month, plus a 1% fuel surcharge waiver.
  • 2 points per ₹100 on retail purchases, 1 per ₹100 on utilities and insurance.
  • Points worth about ₹0.25.

Reward limits

  • 2.5% cashback on HPCL fuel: max ₹100 per month

No rewards on

Fuel (other than the HPCL cashback), rent, wallet loads, government payments

Checked 2026-10-11 · Bank terms

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Cards that earn more on Insurance premiums

Where else the HPCL ICICI Coral Credit Card earns more

HPCL 2.5% Airtel 0.25% Electricity bills 0.25% Jio 0.25%

Questions

Does the HPCL ICICI Coral Credit Card give rewards on Insurance premiums?

Yes, but only its standard rate: the HPCL ICICI Coral Credit Card gives 0.25% back on Insurance premiums, the same as most other spends.

Is there a limit on HPCL ICICI Coral Credit Card rewards?

2.5% cashback on HPCL fuel (min ₹500 per transaction), capped at ₹100 a month, plus a 1% fuel surcharge waiver. 2 points per ₹100 on retail purchases, 1 per ₹100 on utilities and insurance. Points worth about ₹0.25.

Which credit card is best for Insurance premiums?

PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Insurance premiums, with 10% back. The HPCL ICICI Coral Credit Card ranks #74 of 149 cards we compared, by what each returns after caps.

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