ICICI Bank Rubyx Credit Card on Electricity bills
Yes, but only its standard rate: the ICICI Bank Rubyx Credit Card gives 0.25% back on Electricity bills, the same as most other spends.
On Electricity bills
0.25%
Other spends
0.5%
Rank for Electricity bills
#92 of 149
Annual fee
₹3,000 + Taxes
What to know before you pay on Electricity bills
How it works
About 0.5% on domestic spends and 1% international, at ₹0.25 a point.
Caps & rules
- 2 reward points per ₹100 on domestic spends (except fuel), 4 per ₹100 on international spends, 1 per ₹100 on utilities and insurance.
- Points worth about ₹0.25.
No rewards on
Fuel, rent, wallet loads, government payments
Checked 2026-10-11 · Bank terms
Cards that earn more on Electricity bills
-
#1
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹1,500 a month
10%
Apply now -
#2
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month
10%
Apply now -
#3
BOBCARD Cashback Credit Card
Bank of Baroda · ₹499 + Taxes a year, or ₹49 a month · Max ₹1,875 per statement cycle
5%
Apply now
Where else the ICICI Bank Rubyx Credit Card earns more
Questions
Does the ICICI Bank Rubyx Credit Card give rewards on Electricity bills?
Yes, but only its standard rate: the ICICI Bank Rubyx Credit Card gives 0.25% back on Electricity bills, the same as most other spends.
Is there a limit on ICICI Bank Rubyx Credit Card rewards?
2 reward points per ₹100 on domestic spends (except fuel), 4 per ₹100 on international spends, 1 per ₹100 on utilities and insurance. Points worth about ₹0.25.
Which credit card is best for Electricity bills?
PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Electricity bills, with 10% back. The ICICI Bank Rubyx Credit Card ranks #92 of 149 cards we compared, by what each returns after caps.