ICICI Bank Rubyx Credit Card on Insurance premiums
Yes, but only its standard rate: the ICICI Bank Rubyx Credit Card gives 0.25% back on Insurance premiums, the same as most other spends.
On Insurance premiums
0.25%
Other spends
0.5%
Rank for Insurance premiums
#69 of 149
Annual fee
₹3,000 + Taxes
What to know before you pay on Insurance premiums
How it works
About 0.5% on domestic spends and 1% international, at ₹0.25 a point.
Caps & rules
- 2 reward points per ₹100 on domestic spends (except fuel), 4 per ₹100 on international spends, 1 per ₹100 on utilities and insurance.
- Points worth about ₹0.25.
No rewards on
Fuel, rent, wallet loads, government payments
Checked 2026-10-11 · Bank terms
Cards that earn more on Insurance premiums
-
#1
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹500 a month
10%
Apply now -
#2
HDFC Infinia Credit Card Metal Edition
HDFC Bank · ₹12,500 + Taxes
3.33%
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#3
HDFC Diners Club Black
HDFC Bank · ₹10,000 + Taxes
3.33%
Apply now
Where else the ICICI Bank Rubyx Credit Card earns more
Questions
Does the ICICI Bank Rubyx Credit Card give rewards on Insurance premiums?
Yes, but only its standard rate: the ICICI Bank Rubyx Credit Card gives 0.25% back on Insurance premiums, the same as most other spends.
Is there a limit on ICICI Bank Rubyx Credit Card rewards?
2 reward points per ₹100 on domestic spends (except fuel), 4 per ₹100 on international spends, 1 per ₹100 on utilities and insurance. Points worth about ₹0.25.
Which credit card is best for Insurance premiums?
PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Insurance premiums, with 10% back. The ICICI Bank Rubyx Credit Card ranks #69 of 149 cards we compared, by what each returns after caps.