IDFC FIRST Mayura Credit Card on Electricity bills
Yes, but only its standard rate: the IDFC FIRST Mayura Credit Card gives 0.33% back on Electricity bills, the same as most other spends.
On Electricity bills
0.33%
Other spends
1%
Rank for Electricity bills
#88 of 149
Annual fee
₹5,999* Plus Applicable Taxes
What to know before you pay on Electricity bills
How it works
About 1% on the first ₹20,000 a cycle and up to 3.33% above it (10X), valuing points at ₹0.50 on flights and hotels in the IDFC FIRST app (₹0.25 elsewhere). Extra 30X on hotels and 15X on flights booked in the app.
Caps & rules
- 1X = 1 reward point per ₹150.
- Up to 10X on incremental spends above ₹20,000 in a statement cycle; 30X bonus on hotel and 15X on flight bookings in the IDFC FIRST app.
- 1 point = ₹0.50 on app travel bookings, ₹0.25 elsewhere.
- 7,500 points at ₹8 Lakh and 15,000 at ₹15 Lakh annual spend.
Reward limits
- Reward points on all spends: Up to your credit limit per billing cycle
No rewards on
Fuel, EMI, ATM cash withdrawals
Checked 2026-10-11 · Bank terms
Cards that earn more on Electricity bills
-
#1
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹1,500 a month
10%
Apply now -
#2
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month
10%
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#3
BOBCARD Cashback Credit Card
Bank of Baroda · ₹499 + Taxes a year, or ₹49 a month · Max ₹1,875 per statement cycle
5%
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Where else the IDFC FIRST Mayura Credit Card earns more
Questions
Does the IDFC FIRST Mayura Credit Card give rewards on Electricity bills?
Yes, but only its standard rate: the IDFC FIRST Mayura Credit Card gives 0.33% back on Electricity bills, the same as most other spends.
Is there a limit on IDFC FIRST Mayura Credit Card rewards?
1X = 1 reward point per ₹150. Up to 10X on incremental spends above ₹20,000 in a statement cycle; 30X bonus on hotel and 15X on flight bookings in the IDFC FIRST app. 1 point = ₹0.50 on app travel bookings, ₹0.25 elsewhere. 7,500 points at ₹8 Lakh and 15,000 at ₹15 Lakh annual spend.
Which credit card is best for Electricity bills?
PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Electricity bills, with 10% back. The IDFC FIRST Mayura Credit Card ranks #88 of 149 cards we compared, by what each returns after caps.