IDFC FIRST Mayura Credit Card on Insurance premiums
Yes, but only its standard rate: the IDFC FIRST Mayura Credit Card gives 0.33% back on Insurance premiums, the same as most other spends.
On Insurance premiums
0.33%
Other spends
1%
Rank for Insurance premiums
#65 of 149
Annual fee
₹5,999* Plus Applicable Taxes
What to know before you pay on Insurance premiums
How it works
About 1% on the first ₹20,000 a cycle and up to 3.33% above it (10X), valuing points at ₹0.50 on flights and hotels in the IDFC FIRST app (₹0.25 elsewhere). Extra 30X on hotels and 15X on flights booked in the app.
Caps & rules
- 1X = 1 reward point per ₹150.
- Up to 10X on incremental spends above ₹20,000 in a statement cycle; 30X bonus on hotel and 15X on flight bookings in the IDFC FIRST app.
- 1 point = ₹0.50 on app travel bookings, ₹0.25 elsewhere.
- 7,500 points at ₹8 Lakh and 15,000 at ₹15 Lakh annual spend.
Reward limits
- Reward points on all spends: Up to your credit limit per billing cycle
No rewards on
Fuel, EMI, ATM cash withdrawals
Checked 2026-10-11 · Bank terms
Cards that earn more on Insurance premiums
-
#1
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹500 a month
10%
Apply now -
#2
HDFC Infinia Credit Card Metal Edition
HDFC Bank · ₹12,500 + Taxes
3.33%
Apply now -
#3
HDFC Diners Club Black
HDFC Bank · ₹10,000 + Taxes
3.33%
Apply now
Where else the IDFC FIRST Mayura Credit Card earns more
Questions
Does the IDFC FIRST Mayura Credit Card give rewards on Insurance premiums?
Yes, but only its standard rate: the IDFC FIRST Mayura Credit Card gives 0.33% back on Insurance premiums, the same as most other spends.
Is there a limit on IDFC FIRST Mayura Credit Card rewards?
1X = 1 reward point per ₹150. Up to 10X on incremental spends above ₹20,000 in a statement cycle; 30X bonus on hotel and 15X on flight bookings in the IDFC FIRST app. 1 point = ₹0.50 on app travel bookings, ₹0.25 elsewhere. 7,500 points at ₹8 Lakh and 15,000 at ₹15 Lakh annual spend.
Which credit card is best for Insurance premiums?
PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Insurance premiums, with 10% back. The IDFC FIRST Mayura Credit Card ranks #65 of 149 cards we compared, by what each returns after caps.