IndiGo IDFC First Dual FD Credit Card on Electricity bills
Yes, but only its standard rate: the IndiGo IDFC First Dual FD Credit Card gives 0.25% back on Electricity bills, the same as most other spends.
On Electricity bills
0.25%
Other spends
1.5%
Rank for Electricity bills
#105 of 149
Annual fee
Free
What to know before you pay on Electricity bills
How it works
The card gives 6 BluChips per ₹100 on IndiGo (3% at ₹0.50 a BluChip) and up to 3 per ₹100 elsewhere (1.5%); UPI, fuel and bills earn 0.5 per ₹100.
Caps & rules
- Up to 22 BluChips per ₹100 on IndiGo bookings (6 from the card, up to 16 from IndiGo's tier earn); up to 3 per ₹100 on other spends; 0.5 per ₹100 on UPI, fuel, insurance, utilities, rent and wallet loads.
- Up to 25,000 milestone BluChips a year.
- FD-backed option available.
No rewards on
Cash withdrawals
Checked 2026-10-11 · Bank terms
Cards that earn more on Electricity bills
-
#1
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹1,500 a month
10%
Apply now -
#2
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month
10%
Apply now -
#3
BOBCARD Cashback Credit Card
Bank of Baroda · ₹499 + Taxes a year, or ₹49 a month · Max ₹1,875 per statement cycle
5%
Apply now
Where else the IndiGo IDFC First Dual FD Credit Card earns more
Questions
Does the IndiGo IDFC First Dual FD Credit Card give rewards on Electricity bills?
Yes, but only its standard rate: the IndiGo IDFC First Dual FD Credit Card gives 0.25% back on Electricity bills, the same as most other spends.
Is there a limit on IndiGo IDFC First Dual FD Credit Card rewards?
Up to 22 BluChips per ₹100 on IndiGo bookings (6 from the card, up to 16 from IndiGo's tier earn); up to 3 per ₹100 on other spends; 0.5 per ₹100 on UPI, fuel, insurance, utilities, rent and wallet loads. Up to 25,000 milestone BluChips a year. FD-backed option available.
Which credit card is best for Electricity bills?
PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Electricity bills, with 10% back. The IndiGo IDFC First Dual FD Credit Card ranks #105 of 149 cards we compared, by what each returns after caps.