IndiGo IDFC First Dual FD Credit Card on Insurance premiums
Yes, but only its standard rate: the IndiGo IDFC First Dual FD Credit Card gives 0.25% back on Insurance premiums, the same as most other spends.
On Insurance premiums
0.25%
Other spends
1.5%
Rank for Insurance premiums
#83 of 149
Annual fee
Free
What to know before you pay on Insurance premiums
How it works
The card gives 6 BluChips per ₹100 on IndiGo (3% at ₹0.50 a BluChip) and up to 3 per ₹100 elsewhere (1.5%); UPI, fuel and bills earn 0.5 per ₹100.
Caps & rules
- Up to 22 BluChips per ₹100 on IndiGo bookings (6 from the card, up to 16 from IndiGo's tier earn); up to 3 per ₹100 on other spends; 0.5 per ₹100 on UPI, fuel, insurance, utilities, rent and wallet loads.
- Up to 25,000 milestone BluChips a year.
- FD-backed option available.
No rewards on
Cash withdrawals
Checked 2026-10-11 · Bank terms
Cards that earn more on Insurance premiums
-
#1
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹500 a month
10%
Apply now -
#2
HDFC Infinia Credit Card Metal Edition
HDFC Bank · ₹12,500 + Taxes
3.33%
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#3
HDFC Diners Club Black
HDFC Bank · ₹10,000 + Taxes
3.33%
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Where else the IndiGo IDFC First Dual FD Credit Card earns more
Questions
Does the IndiGo IDFC First Dual FD Credit Card give rewards on Insurance premiums?
Yes, but only its standard rate: the IndiGo IDFC First Dual FD Credit Card gives 0.25% back on Insurance premiums, the same as most other spends.
Is there a limit on IndiGo IDFC First Dual FD Credit Card rewards?
Up to 22 BluChips per ₹100 on IndiGo bookings (6 from the card, up to 16 from IndiGo's tier earn); up to 3 per ₹100 on other spends; 0.5 per ₹100 on UPI, fuel, insurance, utilities, rent and wallet loads. Up to 25,000 milestone BluChips a year. FD-backed option available.
Which credit card is best for Insurance premiums?
PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Insurance premiums, with 10% back. The IndiGo IDFC First Dual FD Credit Card ranks #83 of 149 cards we compared, by what each returns after caps.