HDFC IndianOil Credit Card on HPCL
No. The HDFC IndianOil Credit Card earns no rewards on HPCL.
On HPCL
0%
Other spends
0.64%
Rank for HPCL
#93 of 149
Annual fee
₹500 + Taxes
What to know before you pay on HPCL
How it works
5% in Fuel Points at IndianOil, on groceries and on bill payments, valuing a Fuel Point at ₹0.96 when converted to IndianOil XTRAREWARDS. The grocery and bill rates stop at about ₹96 a month each.
Caps & rules
- 5% as Fuel Points at IndianOil outlets (max 250 a month for the first 6 months, then 150).
- 5% on groceries and on bill payments (POS and online), max 100 Fuel Points a month in each.
- 1 Fuel Point per ₹150 on other spends, including UPI.
- 1 Fuel Point = 3 XTRAREWARDS points (₹0.96); only ₹0.20 as statement credit or catalogue.
Reward limits
- 5% Fuel Points at IndianOil: max 150 Fuel Points per month (250 in the first 6 months)
- 5% Fuel Points on groceries: max 100 Fuel Points per month
- 5% Fuel Points on bill payments: max 100 Fuel Points per month
No rewards on
Rent, wallet loads, government payments, EMI (HDFC standard exclusions)
Checked 2026-10-11 · Bank terms
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Where else the HDFC IndianOil Credit Card earns more
Questions
Does the HDFC IndianOil Credit Card give rewards on HPCL?
No. The HDFC IndianOil Credit Card earns no rewards on HPCL.
Is there a limit on HDFC IndianOil Credit Card rewards?
5% as Fuel Points at IndianOil outlets (max 250 a month for the first 6 months, then 150). 5% on groceries and on bill payments (POS and online), max 100 Fuel Points a month in each. 1 Fuel Point per ₹150 on other spends, including UPI. 1 Fuel Point = 3 XTRAREWARDS points (₹0.96); only ₹0.20 as statement credit or catalogue.
Which credit card is best for HPCL?
IDFC FIRST Power+ Credit Card is the best pick for regular spending on HPCL, with 5% back. The HDFC IndianOil Credit Card ranks #93 of 149 cards we compared, by what each returns after caps.