IDFC FIRST Power+ Credit Card on HPCL
Yes. The IDFC FIRST Power+ Credit Card gives 5% back when you pay on HPCL directly, compared with 0.5% on its other spends.
On HPCL
5%
Other spends
0.5%
Rank for HPCL
#1 of 149
Annual fee
Free
What to know before you pay on HPCL
How it works
Grocery apps and bill payments earn 5% (assuming they code as grocery/utility; telecom assumed to count as utility). 5% fuel only at HPCL, so IndianOil shows 0.
Caps & rules
- 30 points per ₹150 (5%) on HPCL fuel, grocery, utilities and IDFC FASTag; 3 per ₹150 (0.5%) on other retail.
- Extra 6 HP Happy Coins per ₹100 via HP Pay app.
Reward limits
- 30 points per ₹150 on HPCL fuel, grocery, utilities and FASTag; 3 per ₹150 elsewhere: No published limit
No rewards on
EMI, cash withdrawals; fuel outside HPCL
Checked 2026-10-03 · Bank terms
Other good cards for HPCL
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#2
Kotak Cashback+ Credit Card
Kotak Bank · ₹750 + Taxes · Max ₹750 per statement cycle
3%
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#3
BOBCARD HPCL Energie Credit Card
Bank of Baroda · ₹499 + Taxes · Max ₹250 per statement cycle
4%
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#4
ICICI Bank HPCL Super Saver Credit Card
ICICI Bank · Joining/Annual Fee: ₹500 + Taxes · Max ₹200 a month
4%
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Where else the IDFC FIRST Power+ Credit Card earns more
Questions
Does the IDFC FIRST Power+ Credit Card give rewards on HPCL?
Yes. The IDFC FIRST Power+ Credit Card gives 5% back when you pay on HPCL directly, compared with 0.5% on its other spends.
Is there a limit on IDFC FIRST Power+ Credit Card rewards?
30 points per ₹150 (5%) on HPCL fuel, grocery, utilities and IDFC FASTag; 3 per ₹150 (0.5%) on other retail. Extra 6 HP Happy Coins per ₹100 via HP Pay app.
Which credit card is best for HPCL?
IDFC FIRST Power+ Credit Card ranks #1 of 149 cards we compared for HPCL, by what it returns on regular spending there after caps.