IDFC FIRST Power+ Credit Card on Google Pay

Yes. The IDFC FIRST Power+ Credit Card gives 5% back when you pay on Google Pay directly, compared with 0.5% on its other spends.

On Google Pay

Other spends

0.5%

Rank for Google Pay

#4 of 149

Annual fee

Free

What to know before you pay on Google Pay

How it works

Grocery apps and bill payments earn 5% (assuming they code as grocery/utility; telecom assumed to count as utility). 5% fuel only at HPCL, so IndianOil shows 0.

Caps & rules

30 points per ₹150 (5%) on HPCL fuel, grocery, utilities and IDFC FASTag; 3 per ₹150 (0.5%) on other retail.
Extra 6 HP Happy Coins per ₹100 via HP Pay app.

Reward limits

30 points per ₹150 on HPCL fuel, grocery, utilities and FASTag; 3 per ₹150 elsewhere: No published limit

No rewards on

EMI, cash withdrawals; fuel outside HPCL

Checked 2026-10-03 · Bank terms

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Cards that earn more on Google Pay

#1
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month

10%
Apply now
#2
IDFC FIRST Private Credit Card Invite only
IDFC FIRST Bank · ₹50,000 + Taxes

6.67%
Apply now
#3
Axis Bank ACE Credit Card
Axis Bank · ₹499 + Taxes · Max ₹500 per statement cycle

5%
Apply now

Where else the IDFC FIRST Power+ Credit Card earns more

Airtel 5% BigBasket 5% Blinkit 5% Jio 5% JioMart 5% PhonePe 5% Swiggy Instamart 5% Zepto 5%

Questions

Does the IDFC FIRST Power+ Credit Card give rewards on Google Pay?

Yes. The IDFC FIRST Power+ Credit Card gives 5% back when you pay on Google Pay directly, compared with 0.5% on its other spends.

Is there a limit on IDFC FIRST Power+ Credit Card rewards?

30 points per ₹150 (5%) on HPCL fuel, grocery, utilities and IDFC FASTag; 3 per ₹150 (0.5%) on other retail. Extra 6 HP Happy Coins per ₹100 via HP Pay app.

Which credit card is best for Google Pay?

HSBC Live+ Credit Card gives the most on Google Pay, 10% back. The IDFC FIRST Power+ Credit Card ranks #4 of 149 cards we compared.