HDFC Infinia Credit Card Metal Edition on HPCL
No. The HDFC Infinia Credit Card Metal Edition earns no rewards on HPCL.
On HPCL
0%
Other spends
3.33%
Rank for HPCL
#11 of 149
Annual fee
₹12,500 + Taxes
What to know before you pay on HPCL
How it works
No direct merchant accelerators. Higher rates only by buying through SmartBuy (e.g. vouchers for Amazon/Flipkart). Grocery sites (Instamart, Blinkit, Zepto, BigBasket, JioMart) earn base until the 2,000-point grocery cap. Education earns only when paid directly to the institution, not through apps like CRED.
Caps & rules
- 5 points per ₹150.
- Up to 10X via SmartBuy (portal only, 15,000 accelerated points per month).
- Grocery, utilities and telecom capped at 2,000 points per month each; insurance 10,000.
- Max 2,00,000 points per cycle.
- Point value ₹1 on SmartBuy flights/hotels (max 70% of booking).
Reward limits
- Accelerated points via SmartBuy: max 15,000 points per calendar month
- Points on grocery, utilities and telecom (each): max 2,000 points per month
- Points on insurance: max 10,000 points per month
- All reward points on the card: max 2,00,000 points per statement cycle
No rewards on
Fuel, rent, government, wallet loads, EasyEMI, third-party education payments
Checked 2026-09-27 · Bank terms
Cards that earn more on HPCL
-
#1
IDFC FIRST Power+ Credit Card
IDFC FIRST Bank · Free
5%
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#2
Kotak Cashback+ Credit Card
Kotak Bank · ₹750 + Taxes · Max ₹750 per statement cycle
3%
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#3
BOBCARD HPCL Energie Credit Card
Bank of Baroda · ₹499 + Taxes · Max ₹250 per statement cycle
4%
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Questions
Does the HDFC Infinia Credit Card Metal Edition give rewards on HPCL?
No. The HDFC Infinia Credit Card Metal Edition earns no rewards on HPCL.
Is there a limit on HDFC Infinia Credit Card Metal Edition rewards?
5 points per ₹150. Up to 10X via SmartBuy (portal only, 15,000 accelerated points per month). Grocery, utilities and telecom capped at 2,000 points per month each; insurance 10,000. Max 2,00,000 points per cycle. Point value ₹1 on SmartBuy flights/hotels (max 70% of booking).
Which credit card is best for HPCL?
IDFC FIRST Power+ Credit Card is the best pick for regular spending on HPCL, with 5% back. The HDFC Infinia Credit Card Metal Edition ranks #11 of 149 cards we compared, by what each returns after caps.