ICICI Bank Emeralde Private Metal Credit Card on HPCL
No. The ICICI Bank Emeralde Private Metal Credit Card earns no rewards on HPCL.
On HPCL
0%
Other spends
3%
Rank for HPCL
#32 of 149
Annual fee
₹12,499 + Taxes
What to know before you pay on HPCL
How it works
Flat 3% everywhere when points go to flights, hotels or vouchers at ₹1 a point. As statement credit a point is worth about ₹0.25, so 0.75%. Grocery apps (Instamart, Blinkit, Zepto, BigBasket, JioMart) and utility bills stop earning after 1,000 points per cycle.
Caps & rules
- 6 Reward Points per ₹200 on retail.
- Grocery, utilities and education capped at 1,000 points each per statement cycle; insurance 5,000.
- Points are worth ₹1 on flight and hotel vouchers, about ₹0.25 as statement credit.
Reward limits
- Points on grocery, utilities and education (each): max 1,000 points per statement cycle
- Points on insurance: max 5,000 points per statement cycle
- 6 points per ₹200 on other spends: No limit
No rewards on
Fuel, rent, government, EMI, cash advances
Checked 2026-09-28 · Bank terms
Cards that earn more on HPCL
-
#1
IDFC FIRST Power+ Credit Card
IDFC FIRST Bank · Free
5%
Apply now -
#2
Kotak Cashback+ Credit Card
Kotak Bank · ₹750 + Taxes · Max ₹750 per statement cycle
3%
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#3
BOBCARD HPCL Energie Credit Card
Bank of Baroda · ₹499 + Taxes · Max ₹250 per statement cycle
4%
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Questions
Does the ICICI Bank Emeralde Private Metal Credit Card give rewards on HPCL?
No. The ICICI Bank Emeralde Private Metal Credit Card earns no rewards on HPCL.
Is there a limit on ICICI Bank Emeralde Private Metal Credit Card rewards?
6 Reward Points per ₹200 on retail. Grocery, utilities and education capped at 1,000 points each per statement cycle; insurance 5,000. Points are worth ₹1 on flight and hotel vouchers, about ₹0.25 as statement credit.
Which credit card is best for HPCL?
IDFC FIRST Power+ Credit Card is the best pick for regular spending on HPCL, with 5% back. The ICICI Bank Emeralde Private Metal Credit Card ranks #32 of 149 cards we compared, by what each returns after caps.