IDFC FIRST Diamond Reserve Credit Card

IDFC FIRST Diamond Reserve Credit Card on HPCL

No. The IDFC FIRST Diamond Reserve Credit Card earns no rewards on HPCL.

On HPCL

0%

Other spends

0.5%

Rank for HPCL

#12 of 149

Annual fee

₹3,000 + Taxes

What to know before you pay on HPCL

How it works

0.5% on the first ₹20,000 a cycle (3X) and 1.67% on spends above that (10X), at ₹0.25 a point. Points never expire and can pay for purchases directly.

Caps & rules

  • 1X = 1 reward point per ₹150; 1 point = ₹0.25.
  • 3X on spends up to ₹20,000 a statement cycle; 10X on incremental spends above ₹20,000 and on your birthday.
  • 3X on education, wallet loads, government, rent and property.
  • Points never expire; earned only up to your credit limit each cycle.
  • Bonus points on travel booked in the IDFC FIRST app.
  • Zero forex markup.

Reward limits

  • Reward points on all spends: Up to your credit limit per billing cycle

No rewards on

Fuel, EMI, ATM cash withdrawals

Checked 2026-10-11 · Bank terms

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Questions

Does the IDFC FIRST Diamond Reserve Credit Card give rewards on HPCL?

No. The IDFC FIRST Diamond Reserve Credit Card earns no rewards on HPCL.

Is there a limit on IDFC FIRST Diamond Reserve Credit Card rewards?

1X = 1 reward point per ₹150; 1 point = ₹0.25. 3X on spends up to ₹20,000 a statement cycle; 10X on incremental spends above ₹20,000 and on your birthday. 3X on education, wallet loads, government, rent and property. Points never expire; earned only up to your credit limit each cycle. Bonus points on travel booked in the IDFC FIRST app. Zero forex markup.

Which credit card is best for HPCL?

IDFC FIRST Power+ Credit Card is the best pick for regular spending on HPCL, with 5% back. The IDFC FIRST Diamond Reserve Credit Card ranks #12 of 149 cards we compared, by what each returns after caps.

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