IndianOil Kotak Credit Card on HPCL
No. The IndianOil Kotak Credit Card earns no rewards on HPCL.
On HPCL
0%
Other spends
0.5%
Rank for HPCL
#95 of 149
Annual fee
₹499 + Taxes
What to know before you pay on HPCL
How it works
4% at IndianOil (plus 1% surcharge waiver) and 2% on groceries and dining, at ₹0.25 a point on Kotak's rewards portal (about ₹0.20 as cash).
Caps & rules
- 24 reward points per ₹150 at IndianOil outlets, capped at 1,200 points per statement cycle.
- 12 per ₹150 on groceries (select MCCs) and dining, capped at 800 points per cycle.
- Points worth about ₹0.25 on the Kotak rewards portal.
- ₹449 fee waived at ₹50,000 annual spend.
Reward limits
- 24 points per ₹150 at IndianOil: max 1,200 points per statement cycle
- 12 points per ₹150 on groceries and dining: max 800 points per statement cycle
No rewards on
Rent, wallet loads, government payments, EMI
Checked 2026-10-11 · Bank terms
Cards that earn more on HPCL
-
#1
IDFC FIRST Power+ Credit Card
IDFC FIRST Bank · Free
5%
Apply now -
#2
Kotak Cashback+ Credit Card
Kotak Bank · ₹750 + Taxes · Max ₹750 per statement cycle
3%
Apply now -
#3
BOBCARD HPCL Energie Credit Card
Bank of Baroda · ₹499 + Taxes · Max ₹250 per statement cycle
4%
Apply now
Where else the IndianOil Kotak Credit Card earns more
Questions
Does the IndianOil Kotak Credit Card give rewards on HPCL?
No. The IndianOil Kotak Credit Card earns no rewards on HPCL.
Is there a limit on IndianOil Kotak Credit Card rewards?
24 reward points per ₹150 at IndianOil outlets, capped at 1,200 points per statement cycle. 12 per ₹150 on groceries (select MCCs) and dining, capped at 800 points per cycle. Points worth about ₹0.25 on the Kotak rewards portal. ₹449 fee waived at ₹50,000 annual spend.
Which credit card is best for HPCL?
IDFC FIRST Power+ Credit Card is the best pick for regular spending on HPCL, with 5% back. The IndianOil Kotak Credit Card ranks #95 of 149 cards we compared, by what each returns after caps.