IndianOil RBL Bank XTRA Credit Card on HPCL
No. The IndianOil RBL Bank XTRA Credit Card earns no rewards on HPCL.
On HPCL
0%
Other spends
1%
Rank for HPCL
#110 of 149
Annual fee
₹1,500 + Taxes
What to know before you pay on HPCL
How it works
IndianOil 7.5% in points (+1% surcharge waiver) at select IOCL stations, up to 2,000 points a month. Telecom recharges (Airtel/Jio) aren't excluded; electricity-type bills are.
Caps & rules
- 15 Fuel Points per ₹100 at select IndianOil stations (7.5%), capped at 2,000 points a month (≈₹13,300 of fuel); plus 1% fuel surcharge waiver (₹500-₹4,000 txns, up to ₹200/month) = 8.5% total.
- 2 points per ₹100 elsewhere.
- 1 Fuel Point = ₹0.50, redeemable for IndianOil XTRA rewards.
- 1,000 bonus points on ₹75,000 per quarter.
Reward limits
- 15 fuel points per ₹100 at IndianOil (7.5%): max 2,000 fuel points (≈₹1,000) per month
- 1% fuel surcharge waiver: max ₹200 per month
- 2 fuel points per ₹100 on other spends: No limit
No rewards on
Utilities (4900), insurance, quasi-cash, rent, education, wallets, government, contracted services, cash, railways
Checked 2026-10-03 · Bank terms
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Where else the IndianOil RBL Bank XTRA Credit Card earns more
Questions
Does the IndianOil RBL Bank XTRA Credit Card give rewards on HPCL?
No. The IndianOil RBL Bank XTRA Credit Card earns no rewards on HPCL.
Is there a limit on IndianOil RBL Bank XTRA Credit Card rewards?
15 Fuel Points per ₹100 at select IndianOil stations (7.5%), capped at 2,000 points a month (≈₹13,300 of fuel); plus 1% fuel surcharge waiver (₹500-₹4,000 txns, up to ₹200/month) = 8.5% total. 2 points per ₹100 elsewhere. 1 Fuel Point = ₹0.50, redeemable for IndianOil XTRA rewards. 1,000 bonus points on ₹75,000 per quarter.
Which credit card is best for HPCL?
IDFC FIRST Power+ Credit Card is the best pick for regular spending on HPCL, with 5% back. The IndianOil RBL Bank XTRA Credit Card ranks #110 of 149 cards we compared, by what each returns after caps.