Kotak UPI Rupay Credit Card on HPCL
No. The Kotak UPI Rupay Credit Card earns no rewards on HPCL.
On HPCL
0%
Other spends
0.3%
Rank for HPCL
#88 of 149
Annual fee
Free
What to know before you pay on HPCL
How it works
Flat 0.3% everywhere at Kotak's ₹0.10 per point.
Caps & rules
- 3 Reward Points per ₹100 on UPI and card spends.
- 1,000 points = ₹100 (₹0.10 each, min 1,000 to redeem); lower for cash value.
- That works out to 0.3% back.
Reward limits
- 3 points per ₹100 on UPI and card spends: No limit
- Points on utility bills: Only on the first ₹35,000 per statement cycle
No rewards on
Rent, fuel, railway, wallet, EMI, education, balance transfer. From 1 Jun 2025: wallet loads, online skill gaming, insurance, government, rent, education and fuel earn nothing; utility spends earn only up to ₹35,000 per statement cycle
Checked 2026-09-28 · Bank terms
Cards that earn more on HPCL
-
#1
IDFC FIRST Power+ Credit Card
IDFC FIRST Bank · Free
5%
Apply now -
#2
Kotak Cashback+ Credit Card
Kotak Bank · ₹750 + Taxes · Max ₹750 per statement cycle
3%
Apply now -
#3
BOBCARD HPCL Energie Credit Card
Bank of Baroda · ₹499 + Taxes · Max ₹250 per statement cycle
4%
Apply now
Questions
Does the Kotak UPI Rupay Credit Card give rewards on HPCL?
No. The Kotak UPI Rupay Credit Card earns no rewards on HPCL.
Is there a limit on Kotak UPI Rupay Credit Card rewards?
3 Reward Points per ₹100 on UPI and card spends. 1,000 points = ₹100 (₹0.10 each, min 1,000 to redeem); lower for cash value. That works out to 0.3% back.
Which credit card is best for HPCL?
IDFC FIRST Power+ Credit Card is the best pick for regular spending on HPCL, with 5% back. The Kotak UPI Rupay Credit Card ranks #88 of 149 cards we compared, by what each returns after caps.