PhonePe HDFC Bank Ultimo Credit Card on HPCL
No. The PhonePe HDFC Bank Ultimo Credit Card earns no rewards on HPCL.
On HPCL
0%
Other spends
0%
Rank for HPCL
#65 of 149
Annual fee
₹2,999 + Taxes
What to know before you pay on HPCL
How it works
Only listed spends earn: 10% on PhonePe recharges, bills and travel, 5% at Amazon, Flipkart, Myntra, Ajio, Swiggy, Zomato and Uber, 1% on UPI scan and pay. Other card spends earn nothing. Points valued at ₹1 as statement credit (on request).
Caps & rules
- 10% reward points on select PhonePe categories (recharges, bills, travel), capped at 1,000 points a month.
- 5% on Amazon, Flipkart, Myntra, Ajio, Swiggy, Zomato and Uber, capped at 500 a month.
- 1% on UPI Scan & Pay.
- Points worth ₹1 as statement credit on request, less on the catalogue.
- ₹999 fee waived at ₹2 Lakh annual spend.
Reward limits
- 10% on PhonePe recharges, bills and travel: max 1,000 points per calendar month
- 5% on Amazon, Flipkart, Myntra, Ajio, Swiggy, Zomato, Uber: max 500 points per calendar month
No rewards on
All spends outside the listed categories earn no points; fuel
Checked 2026-10-11 · Bank terms
Cards that earn more on HPCL
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#1
IDFC FIRST Power+ Credit Card
IDFC FIRST Bank · Free
5%
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#2
Kotak Cashback+ Credit Card
Kotak Bank · ₹750 + Taxes · Max ₹750 per statement cycle
3%
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#3
BOBCARD HPCL Energie Credit Card
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4%
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Where else the PhonePe HDFC Bank Ultimo Credit Card earns more
Questions
Does the PhonePe HDFC Bank Ultimo Credit Card give rewards on HPCL?
No. The PhonePe HDFC Bank Ultimo Credit Card earns no rewards on HPCL.
Is there a limit on PhonePe HDFC Bank Ultimo Credit Card rewards?
10% reward points on select PhonePe categories (recharges, bills, travel), capped at 1,000 points a month. 5% on Amazon, Flipkart, Myntra, Ajio, Swiggy, Zomato and Uber, capped at 500 a month. 1% on UPI Scan & Pay. Points worth ₹1 as statement credit on request, less on the catalogue. ₹999 fee waived at ₹2 Lakh annual spend.
Which credit card is best for HPCL?
IDFC FIRST Power+ Credit Card is the best pick for regular spending on HPCL, with 5% back. The PhonePe HDFC Bank Ultimo Credit Card ranks #65 of 149 cards we compared, by what each returns after caps.