PhonePe SBI Card PURPLE on HPCL
No. The PhonePe SBI Card PURPLE earns no rewards on HPCL.
On HPCL
0%
Other spends
1%
Rank for HPCL
#89 of 149
Annual fee
₹499 + Taxes
What to know before you pay on HPCL
How it works
3% on PhonePe bills, recharges and travel, 2% on other online spends, 1% elsewhere, with points worth ₹1. Caps cut from 1 July 2026. Electricity and insurance 3% only when paid in the PhonePe app.
Caps & rules
- 3 reward points per ₹100 on PhonePe spends (capped at 1,000 a month, insurance 250), 2 per ₹100 on other online spends (capped at 750 a month), 1 per ₹100 elsewhere.
- 1 point = ₹1.
- ₹499 fee waived at ₹1 Lakh.
Reward limits
- 3% on PhonePe spends: max 1,000 points per month
- 2% on other online spends: max 750 points per month
No rewards on
Fuel, rent, wallet loads; from 1 Jul 2026 tolls, jewellery, education and non-PhonePe utilities
Checked 2026-10-11 · Bank terms
Cards that earn more on HPCL
-
#1
IDFC FIRST Power+ Credit Card
IDFC FIRST Bank · Free
5%
Apply now -
#2
Kotak Cashback+ Credit Card
Kotak Bank · ₹750 + Taxes · Max ₹750 per statement cycle
3%
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#3
BOBCARD HPCL Energie Credit Card
Bank of Baroda · ₹499 + Taxes · Max ₹250 per statement cycle
4%
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Where else the PhonePe SBI Card PURPLE earns more
Questions
Does the PhonePe SBI Card PURPLE give rewards on HPCL?
No. The PhonePe SBI Card PURPLE earns no rewards on HPCL.
Is there a limit on PhonePe SBI Card PURPLE rewards?
3 reward points per ₹100 on PhonePe spends (capped at 1,000 a month, insurance 250), 2 per ₹100 on other online spends (capped at 750 a month), 1 per ₹100 elsewhere. 1 point = ₹1. ₹499 fee waived at ₹1 Lakh.
Which credit card is best for HPCL?
IDFC FIRST Power+ Credit Card is the best pick for regular spending on HPCL, with 5% back. The PhonePe SBI Card PURPLE ranks #89 of 149 cards we compared, by what each returns after caps.