SBI Card ELITE on HPCL
No. The SBI Card ELITE earns no rewards on HPCL.
On HPCL
0%
Other spends
0.5%
Rank for HPCL
#139 of 149
Annual fee
₹4,999* Plus Applicable Taxes
What to know before you pay on HPCL
How it works
Grocery apps count as grocery (5X). Swiggy/Zomato earn 5X only if the merchant codes as dining/fast food, which is typical but not guaranteed.
Caps & rules
- 5X (10 points per ₹100) on dining, departmental stores and grocery; 2 points per ₹100 on everything else except fuel.
- 4 points = ₹1.
- Milestones: 10,000 bonus points at ₹3L and ₹4L annual spend, 15,000 at ₹5L and ₹8L.
- SBI's product page doesn't state a current monthly cap on 5X points.
Reward limits
- 10 points per ₹100 on dining, departmental stores and grocery; 2 per ₹100 elsewhere: No published limit
No rewards on
Fuel, rent, wallet loads, government, gaming, education, EMI/Flexipay
Checked 2026-09-27 · Bank terms
Cards that earn more on HPCL
-
#1
IDFC FIRST Power+ Credit Card
IDFC FIRST Bank · Free
5%
Apply now -
#2
Kotak Cashback+ Credit Card
Kotak Bank · ₹750 + Taxes · Max ₹750 per statement cycle
3%
Apply now -
#3
BOBCARD HPCL Energie Credit Card
Bank of Baroda · ₹499 + Taxes · Max ₹250 per statement cycle
4%
Apply now
Where else the SBI Card ELITE earns more
Questions
Does the SBI Card ELITE give rewards on HPCL?
No. The SBI Card ELITE earns no rewards on HPCL.
Is there a limit on SBI Card ELITE rewards?
5X (10 points per ₹100) on dining, departmental stores and grocery; 2 points per ₹100 on everything else except fuel. 4 points = ₹1. Milestones: 10,000 bonus points at ₹3L and ₹4L annual spend, 15,000 at ₹5L and ₹8L. SBI's product page doesn't state a current monthly cap on 5X points.
Which credit card is best for HPCL?
IDFC FIRST Power+ Credit Card is the best pick for regular spending on HPCL, with 5% back. The SBI Card ELITE ranks #139 of 149 cards we compared, by what each returns after caps.