HDFC Bank UPI RuPay Credit Card on IndianOil
No. The HDFC Bank UPI RuPay Credit Card earns no rewards on IndianOil.
On IndianOil
0%
Other spends
0.25%
Rank for IndianOil
#50 of 149
Annual fee
₹99 + GST
What to know before you pay on IndianOil
How it works
'3% CashPoints' is 3 CashPoints per ₹100 at ₹0.25 each, so 0.75% real value on groceries and dining, 0.5% on bills and 0.25% elsewhere. Works on UPI too.
Caps & rules
- 3 CashPoints per ₹100 on groceries, supermarkets, dining and PayZapp; 2 per ₹100 on utilities; 1 per ₹100 on other spends; each tier capped at 500 CashPoints a calendar month.
- Applies to UPI and card spends.
- 1 CashPoint = ₹0.25 against the statement (min ₹500).
Reward limits
- 3 CashPoints per ₹100 on groceries, dining, supermarkets and PayZapp: max 500 CashPoints per calendar month
- 2 CashPoints per ₹100 on utilities: max 500 CashPoints per calendar month
- 1 CashPoint per ₹100 on other spends: max 500 CashPoints per calendar month
No rewards on
Rent, wallet loads, EMI, fuel, insurance, government
Checked 2026-10-11 · Bank terms
Cards that earn more on IndianOil
-
#1
IndianOil RBL Bank XTRA Credit Card
RBL Bank · ₹1,500 + Taxes · Max ₹1,000 a month
7.5%
Apply now -
#2
Standard Chartered Super Value Titanium Credit Card
Standard Chartered · ₹750 + Taxes · Max ₹200 per statement cycle
5%
Apply now -
#3
HDFC IndianOil Credit Card
HDFC Bank · ₹500 + Taxes · Max ₹144 a month
4.8%
Apply now
Where else the HDFC Bank UPI RuPay Credit Card earns more
Questions
Does the HDFC Bank UPI RuPay Credit Card give rewards on IndianOil?
No. The HDFC Bank UPI RuPay Credit Card earns no rewards on IndianOil.
Is there a limit on HDFC Bank UPI RuPay Credit Card rewards?
3 CashPoints per ₹100 on groceries, supermarkets, dining and PayZapp; 2 per ₹100 on utilities; 1 per ₹100 on other spends; each tier capped at 500 CashPoints a calendar month. Applies to UPI and card spends. 1 CashPoint = ₹0.25 against the statement (min ₹500).
Which credit card is best for IndianOil?
IndianOil RBL Bank XTRA Credit Card gives the most on IndianOil, 7.5% back. The HDFC Bank UPI RuPay Credit Card ranks #50 of 149 cards we compared.