HDFC Freedom Credit Card on IndianOil
No. The HDFC Freedom Credit Card earns no rewards on IndianOil.
On IndianOil
0%
Other spends
0.07%
Rank for IndianOil
#108 of 149
Annual fee
₹500 + Taxes
What to know before you pay on IndianOil
How it works
10X CashPoints on BigBasket, BookMyShow, OYO, Swiggy and Uber is still under 1% because a CashPoint is worth ₹0.15. Rates use the per ₹200 earn reported from 15 May 2026.
Caps & rules
- 1 CashPoint per ₹200 on most spends (reported from 15 May 2026; per ₹150 before).
- 10X CashPoints on BigBasket, BookMyShow, OYO, Swiggy and Uber (non-EMI), capped at 2,500 CashPoints a calendar month.
- Max 15,000 CashPoints per statement cycle.
- 1 CashPoint = ₹0.15 as cashback.
Reward limits
- 10X on BigBasket, BookMyShow, OYO, Swiggy and Uber: max 2,500 CashPoints per calendar month
- All CashPoints on the card: max 15,000 CashPoints per statement cycle
No rewards on
Fuel, EMI, rent, government payments, wallet loads and voucher purchases
Checked 2026-10-11 · Bank terms
Cards that earn more on IndianOil
-
#1
IndianOil RBL Bank XTRA Credit Card
RBL Bank · ₹1,500 + Taxes · Max ₹1,000 a month
7.5%
Apply now -
#2
Standard Chartered Super Value Titanium Credit Card
Standard Chartered · ₹750 + Taxes · Max ₹200 per statement cycle
5%
Apply now -
#3
HDFC IndianOil Credit Card
HDFC Bank · ₹500 + Taxes · Max ₹144 a month
4.8%
Apply now
Where else the HDFC Freedom Credit Card earns more
Questions
Does the HDFC Freedom Credit Card give rewards on IndianOil?
No. The HDFC Freedom Credit Card earns no rewards on IndianOil.
Is there a limit on HDFC Freedom Credit Card rewards?
1 CashPoint per ₹200 on most spends (reported from 15 May 2026; per ₹150 before). 10X CashPoints on BigBasket, BookMyShow, OYO, Swiggy and Uber (non-EMI), capped at 2,500 CashPoints a calendar month. Max 15,000 CashPoints per statement cycle. 1 CashPoint = ₹0.15 as cashback.
Which credit card is best for IndianOil?
IndianOil RBL Bank XTRA Credit Card gives the most on IndianOil, 7.5% back. The HDFC Freedom Credit Card ranks #108 of 149 cards we compared.