HDFC Regalia Gold Credit Card on IndianOil
No. The HDFC Regalia Gold Credit Card earns no rewards on IndianOil.
On IndianOil
0%
Other spends
1.25%
Rank for IndianOil
#67 of 149
Annual fee
₹2,500 + Taxes
What to know before you pay on IndianOil
How it works
Myntra/Nykaa assume 5X = 25 points per ₹200 at ₹0.50 each. HDFC's 5X terms don't say whether this includes the base 5 points, so the real rate may be lower. Base 5 per ₹200 = 1.25% at ₹0.50.
Caps & rules
- 5 points per ₹200 since 15 May 2026.
- 5X at Myntra, Nykaa, Reliance Digital and Marks & Spencer, capped at 5,000 bonus points per month (min ₹200 per transaction).
- Grocery and insurance points capped at 2,000 per month each.
- Max 50,000 points per cycle.
- Point value ₹0.50 on SmartBuy flights/hotels, lower as statement credit.
Reward limits
- 5X points at Myntra, Nykaa, Reliance Digital and Marks & Spencer: max 5,000 bonus points per month
- Points on grocery: max 2,000 points per calendar month
- Points on insurance: max 2,000 points per month
- All reward points on the card: max 50,000 points per statement cycle
No rewards on
Fuel, rent, government, wallet loads, EasyEMI
Checked 2026-09-27 · Bank terms
Cards that earn more on IndianOil
-
#1
IndianOil RBL Bank XTRA Credit Card
RBL Bank · ₹1,500 + Taxes · Max ₹1,000 a month
7.5%
Apply now -
#2
Standard Chartered Super Value Titanium Credit Card
Standard Chartered · ₹750 + Taxes · Max ₹200 per statement cycle
5%
Apply now -
#3
HDFC IndianOil Credit Card
HDFC Bank · ₹500 + Taxes · Max ₹144 a month
4.8%
Apply now
Where else the HDFC Regalia Gold Credit Card earns more
Questions
Does the HDFC Regalia Gold Credit Card give rewards on IndianOil?
No. The HDFC Regalia Gold Credit Card earns no rewards on IndianOil.
Is there a limit on HDFC Regalia Gold Credit Card rewards?
5 points per ₹200 since 15 May 2026. 5X at Myntra, Nykaa, Reliance Digital and Marks & Spencer, capped at 5,000 bonus points per month (min ₹200 per transaction). Grocery and insurance points capped at 2,000 per month each. Max 50,000 points per cycle. Point value ₹0.50 on SmartBuy flights/hotels, lower as statement credit.
Which credit card is best for IndianOil?
IndianOil RBL Bank XTRA Credit Card gives the most on IndianOil, 7.5% back. The HDFC Regalia Gold Credit Card ranks #67 of 149 cards we compared.