YES Bank RESERV Credit Card

YES Bank RESERV Credit Card on IndianOil

No. The YES Bank RESERV Credit Card earns no rewards on IndianOil.

On IndianOil

0%

Other spends

1.5%

Rank for IndianOil

#95 of 149

Annual fee

₹2,499 + Taxes

What to know before you pay on IndianOil

How it works

Online 3% at ₹0.25/point (36,000 points per cycle max). Utility bills are a 'select' category at 0.75%.

Caps & rules

  • 24 points per ₹200 online (3%), 12 offline (1.5%), 6 on select categories like utilities/DTH (0.75%, utility points capped at 750 per cycle).
  • Max 36,000 points per statement cycle.
  • ₹0.25 per point on flights/hotels.
  • Forex markup 2% from 15 Jun 2026.

Reward limits

  • All reward points: max 36,000 points per statement cycle
  • Points on utility bills: max 750 points per statement cycle

No rewards on

From 15 Jun 2026: rent, wallet, fuel, UPI, government, marketing/advertising, insurance, education, railways, toll, ferry, cash, EMI

Checked 2026-10-03 · Bank terms

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Questions

Does the YES Bank RESERV Credit Card give rewards on IndianOil?

No. The YES Bank RESERV Credit Card earns no rewards on IndianOil.

Is there a limit on YES Bank RESERV Credit Card rewards?

24 points per ₹200 online (3%), 12 offline (1.5%), 6 on select categories like utilities/DTH (0.75%, utility points capped at 750 per cycle). Max 36,000 points per statement cycle. ₹0.25 per point on flights/hotels. Forex markup 2% from 15 Jun 2026.

Which credit card is best for IndianOil?

IndianOil RBL Bank XTRA Credit Card gives the most on IndianOil, 7.5% back. The YES Bank RESERV Credit Card ranks #95 of 149 cards we compared.

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