IndiGo Kotak XL Credit Card on IndiGo

Yes. The IndiGo Kotak XL Credit Card gives 3% back when you pay on IndiGo directly, compared with 1% on its other spends.

On IndiGo

Other spends

Rank for IndiGo

#20 of 149

Annual fee

1st Year Fee: ₹3,000* Plus Applicable Taxes

What to know before you pay on IndiGo

How it works

The card itself gives 6 BluChips per ₹100 on IndiGo (3% at ₹0.50 a BluChip); the advertised 21 includes IndiGo's own loyalty-tier earn. 3 per ₹100 on dining, grocery and entertainment, 2 elsewhere.

Caps & rules

6 BluChips per ₹100 on IndiGo from the card (up to 21 including IndiGo's tier earn), 3 per ₹100 on dining, grocery and entertainment, 2 per ₹100 on other spends.
BluChips spend only on IndiGo.
₹3,000 fee.

No rewards on

Fuel, rent, wallet loads, government payments

Checked 2026-10-11 · Bank terms

Apply now Full review Compare all cards for IndiGo

Cards that earn more on IndiGo

#1
IDFC FIRST Private Credit Card Invite only
IDFC FIRST Bank · ₹50,000 + Taxes

6.67%
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#2
Nova Credit Card
RBL Bank · ₹12,500 + Taxes

6%
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#3
YES Bank POP CLUB Credit Card
YES Bank · Free · No cap

5%
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Where else the IndiGo Kotak XL Credit Card earns more

BigBasket 1.5% Blinkit 1.5% BookMyShow 1.5% JioMart 1.5% PVR INOX 1.5% Swiggy 1.5% Swiggy Instamart 1.5% Zepto 1.5%

Questions

Does the IndiGo Kotak XL Credit Card give rewards on IndiGo?

Yes. The IndiGo Kotak XL Credit Card gives 3% back when you pay on IndiGo directly, compared with 1% on its other spends.

Is there a limit on IndiGo Kotak XL Credit Card rewards?

6 BluChips per ₹100 on IndiGo from the card (up to 21 including IndiGo's tier earn), 3 per ₹100 on dining, grocery and entertainment, 2 per ₹100 on other spends. BluChips spend only on IndiGo. ₹3,000 fee.

Which credit card is best for IndiGo?

IDFC FIRST Private Credit Card gives the most on IndiGo, 6.67% back. The IndiGo Kotak XL Credit Card ranks #20 of 149 cards we compared.