IndiGo Kotak XL Credit Card on Dining out
Yes. The IndiGo Kotak XL Credit Card gives 1.5% back when you pay on Dining out directly, compared with 1% on its other spends.
On Dining out
1.5%
Other spends
1%
Rank for Dining out
#47 of 149
Annual fee
1st Year Fee: ₹3,000* Plus Applicable Taxes
What to know before you pay on Dining out
How it works
The card itself gives 6 BluChips per ₹100 on IndiGo (3% at ₹0.50 a BluChip); the advertised 21 includes IndiGo's own loyalty-tier earn. 3 per ₹100 on dining, grocery and entertainment, 2 elsewhere.
Caps & rules
- 6 BluChips per ₹100 on IndiGo from the card (up to 21 including IndiGo's tier earn), 3 per ₹100 on dining, grocery and entertainment, 2 per ₹100 on other spends.
- BluChips spend only on IndiGo.
- ₹3,000 fee.
No rewards on
Fuel, rent, wallet loads, government payments
Checked 2026-10-11 · Bank terms
Cards that earn more on Dining out
-
#1
Swiggy HDFC Credit Card
HDFC Bank · ₹500 + Taxes · Max ₹1,500 per statement cycle
10%
Apply now -
#2
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month
10%
Apply now -
#3
HDFC Diners Club Black
HDFC Bank · ₹10,000 + Taxes · Max ₹2,000 a month
6.67%
Apply now
Where else the IndiGo Kotak XL Credit Card earns more
Questions
Does the IndiGo Kotak XL Credit Card give rewards on Dining out?
Yes. The IndiGo Kotak XL Credit Card gives 1.5% back when you pay on Dining out directly, compared with 1% on its other spends.
Is there a limit on IndiGo Kotak XL Credit Card rewards?
6 BluChips per ₹100 on IndiGo from the card (up to 21 including IndiGo's tier earn), 3 per ₹100 on dining, grocery and entertainment, 2 per ₹100 on other spends. BluChips spend only on IndiGo. ₹3,000 fee.
Which credit card is best for Dining out?
Swiggy HDFC Credit Card is the best pick for regular spending on Dining out, with 10% back. The IndiGo Kotak XL Credit Card ranks #47 of 149 cards we compared, by what each returns after caps.