IndiGo Kotak XL Credit Card on Swiggy Instamart
Yes. The IndiGo Kotak XL Credit Card gives 1.5% back when you pay on Swiggy Instamart directly, compared with 1% on its other spends.
On Swiggy Instamart
1.5%
Other spends
1%
Rank for Swiggy Instamart
#43 of 149
Annual fee
1st Year Fee: ₹3,000* Plus Applicable Taxes
What to know before you pay on Swiggy Instamart
How it works
The card itself gives 6 BluChips per ₹100 on IndiGo (3% at ₹0.50 a BluChip); the advertised 21 includes IndiGo's own loyalty-tier earn. 3 per ₹100 on dining, grocery and entertainment, 2 elsewhere.
Caps & rules
- 6 BluChips per ₹100 on IndiGo from the card (up to 21 including IndiGo's tier earn), 3 per ₹100 on dining, grocery and entertainment, 2 per ₹100 on other spends.
- BluChips spend only on IndiGo.
- ₹3,000 fee.
No rewards on
Fuel, rent, wallet loads, government payments
Checked 2026-10-11 · Bank terms
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Where else the IndiGo Kotak XL Credit Card earns more
Questions
Does the IndiGo Kotak XL Credit Card give rewards on Swiggy Instamart?
Yes. The IndiGo Kotak XL Credit Card gives 1.5% back when you pay on Swiggy Instamart directly, compared with 1% on its other spends.
Is there a limit on IndiGo Kotak XL Credit Card rewards?
6 BluChips per ₹100 on IndiGo from the card (up to 21 including IndiGo's tier earn), 3 per ₹100 on dining, grocery and entertainment, 2 per ₹100 on other spends. BluChips spend only on IndiGo. ₹3,000 fee.
Which credit card is best for Swiggy Instamart?
Swiggy HDFC Credit Card gives the most on Swiggy Instamart, 10% back. The IndiGo Kotak XL Credit Card ranks #43 of 149 cards we compared.