Airtel Axis Bank Credit Card on Insurance premiums
No. The Airtel Axis Bank Credit Card earns no rewards on Insurance premiums.
On Insurance premiums
0%
Other spends
1%
Rank for Insurance premiums
#101 of 149
Annual fee
₹500 + Taxes
What to know before you pay on Insurance premiums
How it works
Airtel 25% only via the Airtel Thanks app, and capped at twice the base cashback you earn elsewhere that cycle. Zomato/Blinkit 10% arrives as wallet credit (max ₹200 each per month). Electricity 10% only via the Airtel Thanks app.
Caps & rules
- From 12 Apr 2026: 25% on Airtel mobile, broadband, WiFi and DTH via Airtel Thanks, capped at 2x the 1% base cashback you earn that cycle; 10% on other utility bills via Airtel Thanks, capped at 1x base cashback.
- 10% value back at Zomato, Blinkit and District Movies as partner wallet credit, max ₹200 per partner per month, min order ₹499 on Zomato/Blinkit.
- Axis-wide from 28 Aug 2026: no rewards on tolls; DCC markup 3.5% (2% on Magnus).
Reward limits
- 25% on Airtel bills via Airtel Thanks: max 2x the 1% cashback you earn elsewhere per statement cycle
- 10% on other utility bills via Airtel Thanks: max 1x the 1% cashback you earn elsewhere per statement cycle
- 10% value back at Zomato, Blinkit and District Movies (as wallet credit): max ₹200 per partner per month
- 1% on other spends: No limit
No rewards on
Utility and telecom spends outside Airtel Thanks, rent, wallet, gift cards, government, insurance, gold/jewellery, fuel, tolls (from 28 Aug 2026), EMI
Checked 2026-09-27 · Bank terms
Cards that earn more on Insurance premiums
-
#1
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹500 a month
10%
Apply now -
#2
HDFC Infinia Credit Card Metal Edition
HDFC Bank · ₹12,500 + Taxes
3.33%
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#3
HDFC Diners Club Black
HDFC Bank · ₹10,000 + Taxes
3.33%
Apply now
Where else the Airtel Axis Bank Credit Card earns more
Questions
Does the Airtel Axis Bank Credit Card give rewards on Insurance premiums?
No. The Airtel Axis Bank Credit Card earns no rewards on Insurance premiums.
Is there a limit on Airtel Axis Bank Credit Card rewards?
From 12 Apr 2026: 25% on Airtel mobile, broadband, WiFi and DTH via Airtel Thanks, capped at 2x the 1% base cashback you earn that cycle; 10% on other utility bills via Airtel Thanks, capped at 1x base cashback. 10% value back at Zomato, Blinkit and District Movies as partner wallet credit, max ₹200 per partner per month, min order ₹499 on Zomato/Blinkit. Axis-wide from 28 Aug 2026: no rewards on tolls; DCC markup 3.5% (2% on Magnus).
Which credit card is best for Insurance premiums?
PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Insurance premiums, with 10% back. The Airtel Axis Bank Credit Card ranks #101 of 149 cards we compared, by what each returns after caps.