BOBCARD Eterna Credit Card on Insurance premiums
No. The BOBCARD Eterna Credit Card earns no rewards on Insurance premiums.
On Insurance premiums
0%
Other spends
0.75%
Rank for Insurance premiums
#137 of 149
Annual fee
₹2,499 + Taxes (first year free)
What to know before you pay on Insurance premiums
How it works
15 points per ₹100 (3.75% at ₹0.25 a point as cashback) on online, dining, travel and international spends until 5,000 points a cycle; 3 points (0.75%) after that and elsewhere. UPI spends earn only the base rate. Grocery apps earn nothing (BOBCARD excludes supermarket MCCs).
Caps & rules
- 5X (15 RP per ₹100) on online (e-commerce flag), dining (MCC 5812), travel (MCC 4722) and international spends, capped at 5,000 RP per statement cycle.
- 3 RP per ₹100 on other spends.
- 1 RP = ₹0.25 as cashback; points never expire.
- Transactions under ₹100 earn nothing.
Reward limits
- 5X points (online, dining, travel, international): max 5,000 points (₹1,250) per statement cycle
No rewards on
Fuel, utilities (MCC 4900) for 5X, UPI for 5X, and the MCCs in BOBCARD's annexure
Checked 2026-10-18 · Bank terms
Cards that earn more on Insurance premiums
-
#1
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹500 a month
10%
Apply now -
#2
HDFC Infinia Credit Card Metal Edition
HDFC Bank · ₹12,500 + Taxes
3.33%
Apply now -
#3
HDFC Diners Club Black
HDFC Bank · ₹10,000 + Taxes
3.33%
Apply now
Where else the BOBCARD Eterna Credit Card earns more
Questions
Does the BOBCARD Eterna Credit Card give rewards on Insurance premiums?
No. The BOBCARD Eterna Credit Card earns no rewards on Insurance premiums.
Is there a limit on BOBCARD Eterna Credit Card rewards?
5X (15 RP per ₹100) on online (e-commerce flag), dining (MCC 5812), travel (MCC 4722) and international spends, capped at 5,000 RP per statement cycle. 3 RP per ₹100 on other spends. 1 RP = ₹0.25 as cashback; points never expire. Transactions under ₹100 earn nothing.
Which credit card is best for Insurance premiums?
PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Insurance premiums, with 10% back. The BOBCARD Eterna Credit Card ranks #137 of 149 cards we compared, by what each returns after caps.