BOBCARD Premier Credit Card on Insurance premiums
No. The BOBCARD Premier Credit Card earns no rewards on Insurance premiums.
On Insurance premiums
0%
Other spends
0.5%
Rank for Insurance premiums
#143 of 149
Annual fee
₹1,000 + Taxes (first year free)
What to know before you pay on Insurance premiums
How it works
10 points per ₹100 (2.5% at ₹0.25) on travel agencies (MCC 4722, like MakeMyTrip), dining (MCC 5812) and international spends. Airline websites and food delivery apps aren't assumed to qualify. 0.5% elsewhere.
Caps & rules
- 5X (10 RP per ₹100) on travel (MCC 4722), dining (MCC 5812) and international spends, capped at 2,000 RP per statement cycle.
- 2 RP per ₹100 on other spends.
- 1 RP = ₹0.25 as cashback.
Reward limits
- 5X points (travel, dining, international): max 2,000 points (₹500) per statement cycle
No rewards on
Fuel, UPI for 5X, and the MCCs in BOBCARD's annexure
Checked 2026-10-18 · Bank terms
Cards that earn more on Insurance premiums
-
#1
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹500 a month
10%
Apply now -
#2
HDFC Infinia Credit Card Metal Edition
HDFC Bank · ₹12,500 + Taxes
3.33%
Apply now -
#3
HDFC Diners Club Black
HDFC Bank · ₹10,000 + Taxes
3.33%
Apply now
Where else the BOBCARD Premier Credit Card earns more
Questions
Does the BOBCARD Premier Credit Card give rewards on Insurance premiums?
No. The BOBCARD Premier Credit Card earns no rewards on Insurance premiums.
Is there a limit on BOBCARD Premier Credit Card rewards?
5X (10 RP per ₹100) on travel (MCC 4722), dining (MCC 5812) and international spends, capped at 2,000 RP per statement cycle. 2 RP per ₹100 on other spends. 1 RP = ₹0.25 as cashback.
Which credit card is best for Insurance premiums?
PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Insurance premiums, with 10% back. The BOBCARD Premier Credit Card ranks #143 of 149 cards we compared, by what each returns after caps.